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Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.9% (variable), representative 34.9% APR (variable). Credit available subject to status.

Price promise – 3% interest rate reduction if you make all your payments on time and stay within your credit limit for the first year. Keep it going in the second year and you’ll get another 2% reduction.

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% p.a (variable), representative 21.9% APR (variable). Credit available subject to status. 1.75% Balance Transfer Fee applies. (Terms and conditions apply). Customers will receive £20 cashback when they BT a minimum of £2500 within the first 60 days.

A loan of £10,000 over 60 months at a fixed annual rate 13.9% would result in a representative rate of 13.9% APR, 60 monthly repayments of £223.43 and a total amount repayable of £13,405.80 

A loan of £15,000 over 60 months at a fixed annual rate of 3.1% would result in a representative rate of 3.1% APR, 60 monthly repayments of £269.97 and a total amount repayable of £16,194.00

If you use an arranged overdraft of £1,200 you will be charged 19.89% EAR variable and £6 per month. Other overdraft fees: please see provider website for details. T&Cs apply

If you use an arranged overdraft of £1,200 you will be charged 19.89% EAR variable and £6 per month. Other overdraft fees: please see provider website for details. T&Cs apply