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If you were thinking of using Buy Now Pay Later and weren’t sure if it was safe to do so, we’ve broken down the major facts about the service along with the pros and cons and alternative financial products you might want to consider instead.

An important resolution that is often overlooked is to improve your relationship with your finances. Interacting with your money on a habitual basis can ultimately lead to less stress and more confidence when it comes to debts, expenses and credit products you currently use.

You’d be forgiven for thinking that current accounts were only offered by the big, traditional banks you find on the high street, but that’s far from the truth. By moving away from them and instead experimenting with challengers in the world of financial technology you can find current accounts more tailored to what you need.

By educating children from a young age about what money is, how it can be used and what it means to earn and save, children will understand how the value of money will impact them and their future financial decision.