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Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.9% (variable), representative 34.9% APR (variable). Credit available subject to status.

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status. 3.5% Balance Transfer Fee applies. (Terms and conditions apply).

A loan of £10,000 over 60 months at a fixed annual rate 13.9% would result in a representative rate of 13.9% APR, 60 monthly repayments of £223.43 and a total amount repayable of £13,405.80 

A loan of £15,000 over 60 months at a fixed annual rate of 3.1% would result in a representative rate of 3.1% APR, 60 monthly repayments of £269.97 and a total amount repayable of £16,194.00

If you use an arranged overdraft of £1,200 you will be charged £1 per day. If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Actual credit limit may differ. Arranged Overdraft Usage Fee depends on the amount of overdraft you are using. Interest rate - 1.50% AER/1.49%gross (variable) on up to £20,000.

Assumed arranged overdraft of £1,200: 39.9% APR representative variable. Subject to application, approval and repayable on demand.