As Valentine’s Day approaches, the pressure mounts as to what your plans are for the 14th February 2019. Are you going to spoil your partner? Confess your undying love to someone? Avoid it altogether and remain happily single? Or, stick to your guns and not give in to the marketing pressure? The choice is yours.

How much money did you save last year? If your answer is ‘not much’, then it might be a good opportunity to get started in 2019. If your answer is ‘a lot’, then you have the Guru’s blessing to continue on the path to financial enlightenment.

It isn’t a secret that Christmas can be one of the most expensive times of the year, especially if you have a family. Once you’ve tidied the house, wrapped the presents and somehow had time to put up the decorations, you’ll feel as drained as your accounts.

Have you ever fallen victim to a scam, online or otherwise? Even if you haven't yourself, you might know someone who has, given that £500m was lost to fraud in the first 6 months of 2018. Find out the effects of fraud and how to safeguard yourself against it.