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Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status. Sign up for a Barclaycard and get up to five months free of Apple Music, Apple TV+, Apple News+ and Apple Arcade. Continues as paid subscription after trial ends. UK only, T&Cs apply.

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), with a £24 annual fee, representative 26.8% APR (variable). Credit available subject to status.

A loan of £15,000 over 60 months at a fixed annual rate of 3.1% would result in a representative rate of 3.1% APR, 60 monthly repayments of £269.97 and a total amount repayable of £16,194.00

A loan of £15,000 over 60 months at a fixed annual rate of 3.1% would result in a representative rate of 3.1% APR, 60 monthly repayments of £269.97 and a total amount repayable of £16,194.00

If you use an arranged overdraft of £1,200 you will be charged 39.94% APR (variable)/ EAR (variable). Actual credit limit may differ. Arranged Overdraft Usage 39.94% APR (variable)/ EAR (variable). Monthly interest of 0.30% AER/gross (variable) on balances up to £20,000. £130 cashback to switch and earn cashback every month on selected household bills + interest on your balance.

Assumed arranged overdraft £1,200: 0% EAR variable on the first £25, 39.9% EAR variable on anything above that, giving a representative rate of 38.9% APR variable. Get £110 + £30 Uber Eats voucher or The Dining Out Gift Card when you switch to an HSBC Advance Bank Account