Skip to main content

Sign in

Enter your email and password below to access your account.

Not yet registered?

Patience, I'm meditating

Business Bridging Loans

Nucleus

Property Finance
Nucleus logo

£25,000 to £20,000,000

Available amount

3 months to 7 years

Available term

Property Finance is a secured loan backed by residential or commercial property. 

Think Business Loans

Bridging Loan
Broker
Think Business Loans logo

£250,000 to £10,000,000

Available amount

1 month to 30 years

Available term

*Your company must be profit making. Speak to a bridging finance expert. Loans from £250,000. Rates from 0.44% (per month). Up to 75% LTV (Loan To Value).

  • Business Loans
  • FAQs
  • Guides
  • Who we work with
  • Compare Business Bridging Loans

    As a business owner, you will often need to acquire additional funds in certain circumstances, allowing you to continue your day-to-day operations without any delays. Getting business bridging loan financing can allow you to fill gaps in your revenue stream, especially if you are expecting a larger amount of revenue soon, but need a loan to fill the gap until then.

    It’s worth finding out as much about bridging loans (or bridge loans) as possible before you apply, so you know for sure whether it is right for your small business, start up or limited company. As a short-term business loan, it can be very useful in certain circumstances but not always, so make sure it’s the right business loan type for you.

    What is a business bridging loan?

    • Short-term business loan taken over a short period
    • Specifically used to ‘bridge a gap’ in your revenue
    • Ideal for businesses who temporarily have less revenue due to a quiet period or are expecting a larger amount of revenue to come in all at once and need to keep the business running smoothly until then

    A business bridging loan (or bridge loan) allows you to ‘bridge the gap’ to get your business to a larger amount of income, especially if it comes straight after a quiet or low-income period. This might apply to a business that relies on seasonal income as opposed to a consistent revenue stream every month.

    An example might be if you’re expecting a large sale to come to fruition at a certain point during the year, but immediately prior to this your income will be down. A business bridging loan will therefore cover that low-income period and allow you to repay the bridging loan once your large sale has gone through. It could also occur for a retail business who is expecting a much larger amount of revenue during a holiday period.

    How can I get a business bridging loan?

    If you find your business in the position where a bridging loan might be a good option, you’ll have to make sure you have everything you need to apply. This would consist of key business details such as Companies House number, registered business address and evidence of your financial history. These details may differ depending on the lender who you choose, so it’s best to keep your details at hand.

    You can usually apply online when it comes to a business bridging loan, and since it is a short-term loan it can sometimes be slightly easier to apply and be accepted. Make sure all of the information you supply is accurate and you can expect a decision within 24 hours, or a similar timeframe according to the terms set out by the lender.

    Am I eligible for a business bridging loan?

    You will usually have to prove you can afford to repay a bridging loan by providing sufficient evidence of your financial history. This will allow a lender to assess whether you can afford to repay this type of short-term loan.

    You may even have your business credit score checked to see if you have been able to repay borrowed funds in the past, or if you’ve had any issues with previous loans. You can always check this score prior to application and this will give you a better idea of whether you will be accepted.

    We work with a number of lenders to deliver a wide selection of business loans for you to choose from, enabling you to find the best deal for you as a sole trader, start up, small business or limited company.

    Each of our lenders is screened to make sure they meet our high standards before we agree to work with them. This ensures that you can trust them as much as we do, allowing you to find the best product from a reputable source.

    We have a diverse range of providers who can support your business whether you’re a sole trader, start up or limited company, or anything in between.

    You can find out more about our lenders and providers here.

Witness the wisdom

How to use Money Guru

Money Guru is an unbiased comparer of loans, credit cards, mortgages, current accounts, business accounts and credit reports. With our moneymatcher tool you can narrow down your search and find the best option for you.

  • Use moneymatcher to check your eligibility
  • Compare the latest products and find the best option for you
  • A huge panel of lenders and providers to choose from
  • Wisdom articles and insights to help you make an informed decision