Moneyguru.com is committed to providing you with full and transparent information about Cookie use.
What are cookies?
Cookies are small text files which are placed on your computer (or Smartphone or other device used to
enhance your visit to our website.
The Cookies we place on your computer cannot be used to retrieve any other data from your hard drive, to
pass viruses to your computer, or capture your e-mail address. Each Cookie is unique to your web browser
and device. Some of the functions that cookies perform can also be achieved using alternative technology
hence we use the term 'Cookies' in this notice.
Cookies serve several functions. Most Cookies won’t collect information that identifies you, and will instead
collect more general information such as how users arrive at a website or app, or a user’s general location.
Cookies can help to remember your username and preferences, how well a website or app is performing or even
allow content to be recommended to you.
Certain Cookies contain personal information – for example, if you click to "remember me" when logging in to a
website or app, a cookie will store your username.
You can find more information about cookies at www.allaboutcookies.org
The Cookies we use, and their purposes
- Essential Cookies
These Cookies are vital to the basic performance of the website; they enable critical authentication
and validation, session management, and fraud prevention.
- Cookies that -
- Where appropriate, allow us to confirm that you have successfully logged in
- allow you to navigate efficiently between pages
These Cookies provide you with additional functionality and enable us to remember the settings that
you may have previously applied, such as language preference and font size.
- Cookies that -
- allow us to remember what preferences you may have set
- Where appropriate, allow us to remember your login details, like your user ID
We use these Cookies to optimise the experience on the website and understand what content
visitors might be more interested in. They collect data such as volume of visitors, clicks and
conversions; they are used at an aggregate level and combined with other non-personal data, to
track the success of our products’ campaigns.
The implementation of performance Cookies does not allow us to collect any users’ activity data
beyond it’s’ own websites.
Third Party Marketing Cookies & Social Advertising
- Cookies that -
- allow us to understand which browser visitors use and the number of new visitors to
- allow us to test different versions of the same page, so we can provide the very best
We have relationships with a number of third-party advertising networks and social media
may use an Advertising Partner to serve you with targeted advertising while you are on a third
party website. We only work with Advertising Partners who adhere to industry standards and who
provide you with the ability to ‘opt-out’ of targeted advertising.
Note that all such Cookies will be blocked if you choose to ‘Decline’ Cookies through our site
(see ‘Managing your Cookie Preferences’ section).
As you might be aware, various social media platforms also use information they collect about
you to serve you with advertising while you’re using their platform (for example, social
networks present users with advertising using ‘social context’). We participate in these types
of programs with our social media partners. We encourage you to learn more about advertising
on the Social Network and the choices you have by referring to their privacy statement and
opt out options.
Managing your Cookie preferences on the Website
You can manage your Cookie preferences through your browser settings. Help and advice on how to do
this can be obtained from the following website:
Google & Associated Service: http://www.google.com/ads/preferences
Other Third Party Advertisers: http://www.youronlinechoices.com/uk/
Use of other websites
When you use links to other websites which we provide to you, we recommend that you read the privacy and
Cookies policies on those websites.
Cookie as part of e-mails
you might click on within those emails. We do this to determine the effectiveness of our communications and
to help us better tailor emails and online advertising we may serve you in the future.
You can disable cookie for emails by changing your device or email program settings (generally, you can do
this by turning off ‘auto image loading’).