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Compare Balance Transfer Credit Cards

Behold! Displaying 21 results for 0% Balance Transfer Cards

Virgin Money

29 Month Balance Transfer Credit Card
Virgin Money logo
Balance transfer

29 months

0% interest on transfers
Fee

3.0%

Transfer fee
APR

21.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

Barclaycard

Barclaycard Platinum Lead Balance Transfer Credit Card
Barclaycard logo
Balance transfer

28 months

0% interest on transfers
Fee

1.75%

Transfer fee
APR

19.90%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% p.a (variable), representative 19.9% APR (variable). Credit available subject to status. A fee of 3.5% will be applied, then reduced to 1.75% by a refund (Terms and conditions apply).

M&S Bank

Transfer Plus Offer Credit Card
M&S Bank logo
Balance transfer

28 months

0% interest on transfers
Fee

2.85%

Transfer fee
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

Virgin Money

27 Month Balance Transfer Card
Virgin Money logo
Balance transfer

27 months

0% interest on transfers
Fee

1.45%

Transfer fee
APR

21.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

Barclaycard

Platinum Purchase Balance Transfer Credit Card
Barclaycard logo
Balance transfer

27 months

0% interest on transfers
Fee

2.7%

Transfer fee
APR

19.90%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. 2.7% Balance Transfer Fee applies. (Terms and conditions apply).

Royal Bank of Scotland

Balance Transfer Credit Card
Royal Bank of Scotland logo
Balance transfer

23 months

0% interest on transfers
Fee

No transfer fee

APR

19.9%

Representative APR (variable)
    Representative Example:

    Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Your actual credit limit and APR may vary depending on our credit assessment of you.

    NatWest

    Balance Transfer Credit Card
    NatWest logo
    Balance transfer

    23 months

    0% interest on transfers
    Fee

    No transfer fee

    APR

    19.9%

    Representative APR (variable)
      Representative Example:

      Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

      Your actual credit limit and APR may vary depending on our credit assessment of you.

      Virgin Money

      23 Month All Round Credit Card
      Virgin Money logo
      Balance transfer

      23 months

      0% interest on transfers
      Fee

      2.9%

      Transfer fee
      APR

      21.9%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

      M&S Bank

      Shopping Plus Offer Credit Card
      M&S Bank logo
      Balance transfer

      20 months

      0% interest on transfers
      Fee

      2.99%

      Transfer fee
      APR

      19.9%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

      Virgin Money

      Travel Credit Card
      Virgin Money logo
      Balance transfer

      12 months

      0% interest on transfers
      Fee

      2.0%

      Transfer fee
      APR

      21.9%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

      M&S Bank

      Reward Credit Card
      M&S Bank logo
      Balance transfer

      6 months

      0% interest on transfers
      Fee

      2.9%

      Transfer fee
      APR

      19.9%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

      Virgin Atlantic

      Reward Credit Card
      Virgin Atlantic logo
      Balance transfer

      6 months

      0% interest on transfers
      Fee

      3.0%

      Transfer fee
      APR

      22.9%

      Representative APR (variable)
        Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status. Limited time offer – apply by 30 August 2019 and spend abroad without any non-sterling transaction fees until 30 November 2019. Terms apply.

        Capital One

        Balance Credit Card
        Capital One logo
        Balance transfer

        6 months

        0% interest on transfers
        Fee

        3.00%

        Transfer fee
        APR

        34.9%

        Representative APR (variable)
          Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.94% (variable), representative 34.9% APR (variable).

          Virgin Atlantic

          Reward+ Credit Card
          Virgin Atlantic logo
          Balance transfer

          6 months

          0% interest on transfers
          Fee

          3.0%

          Transfer fee
          APR

          63.9%

          Representative APR (variable)
            Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £160 annual fee, representative 63.9% APR (variable). Credit available subject to status. Limited time offer – apply by 30 August 2019 and spend abroad without any non-sterling transaction fees until 30 November 2019. Terms apply.

            Barclaycard

            Platinum Cashback
            Barclaycard logo
            Balance transfer

            21.90%

            p.a. variable
            Fee

            No transfer fee

            APR

            21.90%

            Representative APR (variable)
            • Average credit rating accepted
            Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

            Barclaycard

            Forward Credit Card
            Barclaycard logo
            Balance transfer

            34.90%

            p.a. variable
            Fee

            2.50%

            Transfer fee
            APR

            34.90%

            Representative APR (variable)
              Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.9% (variable), representative 34.9% APR (variable). Credit available subject to status.

              Vanquis Bank

              Chrome 24.7% Credit Card
              Vanquis Bank logo
              Balance transfer

              N/A

              Fee

              No transfer fee

              APR

              24.7%

              Representative APR (variable)
              • Low credit rating accepted
              Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.7% (variable), representative 24.7% APR (variable). Credit available subject to status.

              118 118 Money

              118 118 Money Card
              118 118 Money logo
              Balance transfer

              0.00%

              p.a. variable
              Fee

              No transfer fee

              APR

              28.9%

              Representative APR (fixed)
              • Low credit rating accepted
              Representative Example: Assumed borrowing of £1,200 for 1 year, at an Interest Rate of 0% p.a. APR (fixed), with a monthly subscription fee of £14 your total amount payable will be £1,368Representative APR 28.9% APR. Credit available subject to status. One simple monthly fee starting from £3 (Dependent on your credit limit, maximum £14 a month) irrespective of what you borrow each month.

              Vanquis Bank

              Chrome 29.3% Credit Card
              Vanquis Bank logo
              Balance transfer

              N/A

              Fee

              No transfer fee

              APR

              29.3%

              Representative APR (variable)
              • Low credit rating accepted
              Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.3% (variable), representative 29.3% APR (variable). Credit available subject to status.

              Vanquis Bank

              Aquis Visa Credit Card
              Vanquis Bank logo
              Balance transfer

              N/A

              Fee

              No transfer fee

              APR

              29.8%

              Representative APR (variable)
              • Low credit rating accepted
              Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.84% (variable), representative 29.8% APR (variable). Credit available subject to status.

              Vanquis Bank

              Visa Credit Card
              Vanquis Bank logo
              Balance transfer

              N/A

              Fee

              No transfer fee

              APR

              39.9%

              Representative APR (variable)
              • Low credit rating accepted
              Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 39.94% (variable), representative 39.9% APR (variable). Credit available subject to status.

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              • Compare Balance Transfer Credit Cards

                Are you thinking of applying for a new 0% balance transfer credit card? A very wise decision indeed. Whether you need to manage your debt more effectively, consolidate multiple debts into one payment or begin a new 0% interest period, this option can assist you in handling personal debt.

                What is a 0% balance transfer credit card?

                These credit cards are specifically designed for balance transfers, which means moving your current debt or even multiple debts can make it easier for you to pay the monthly fee. The 0% period refers to the amount of time you have to use your credit card interest free, allowing you to manage your debt much more comfortably.

                What is the best balance transfer credit card for me?

                There are many options when it comes to balance transfer credit cards, so it’s worth finding out what it all means before you apply. Have a look at our list below and watch out for the important bits:

                • 0% interest period: This indicates how long you will have without accruing interest after making a balance transfer. Have a think about how long it would take you to pay off your debts and if this period is long enough
                • Transfer fee: A one-off payment made when transferring money onto the credit card. This isn’t usually very high, but can be a deciding factor when looking at multiple credit cards
                • APR: The Annual Purchase Rate is how much you will pay across a year of borrowing using the card once the interest-free period has ran out
                • Credit rating: Many 0% balance transfer credit cards require a good credit rating, so it’s worth getting a credit report before you apply. If you aren’t sure about your credit rating, compare credit reports here

                Are you still unsure what 0% balance transfer credit card to pick? Try our moneymatcher comparison tool. Based on just a few details, we can summon a tailored list of credit cards that should make your final decision even easier. Better yet, it’s free to use and won’t affect your credit score.

                Our credit card providers

                We work with a huge range of providers to give you a wide selection of financial products, ensuring you can find a credit card that is right for you.

                Each provider is screened to make sure they meet our high standards before we agree to work with them. This ensures that you can trust them as much as we do, allowing you to find the best product from a reputable source.

                Our range of credit card providers will allow you to choose between different card types including 0% balance transfer, 0% purchase, rewards, credit builder, gold & premium, travel, air miles, low rate and cashback. Our moneymatcher comparison tool will allow you to narrow down your search and pick out the right credit card for you.

                Have a look at our provider pages to see our full list of credit card providers.

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