Compare Balance Transfer and Purchase Credit Cards
Balance transfer
28 months
0% interest on transfers
Purchases
6 months
0% interest on purchases
APR
19.90%
Representative APR (variable)
- Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% p.a (variable), representative 19.9% APR (variable). Credit available subject to status. A fee of 3.5% will be applied, then reduced to 1.75% by a refund (Terms and conditions apply).
Virgin Money
28 Month Balance Transfer Credit Card
Balance transfer
28 months
0% interest on transfers
Purchases
3 months
0% interest on purchases
APR
21.90%
Representative APR (variable)
- Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.
Barclaycard
Platinum Purchase Balance Transfer Credit Card
Balance transfer
27 months
0% interest on transfers
Purchases
27 months
0% interest on purchases
APR
19.90%
Representative APR (variable)
- Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. 3.5% Balance Transfer Fee applies but this is reduced to 1.5% by a refund (Terms and conditions apply).
Virgin Money
23 Month All Round Credit Card
Balance transfer
23 months
0% interest on transfers
Purchases
23 months
0% interest on purchases
APR
21.90%
Representative APR (variable)
- Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.
M&S Bank
Shopping Plus Offer Credit Card
Balance transfer
20 months
0% interest on transfers
Purchases
20 months
0% interest on purchases
APR
19.90%
Representative APR (variable)
- Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.
Witness the wisdom
The Guru’s Virtues
Money Guru is an unbiased comparer of loans, credit cards, mortgages and credit reports. A man with the power to search the market in seconds, without breaking a sweat.
- Revealing the market’s most righteous deals
- Sharing knowledge, wisdom and insights
- Being truthful and transparent at all times
- Helping you make enlightened decisions
- Keeping things simple and straightforward
Compare Balance Transfer and Purchase Credit Cards
Looking for the best credit card for you? We have an array of suitable options listed above, giving you the chance to discover the benefits of each one and compare credit cards at your leisure. For a truly balanced credit card comparison, you can use our filters to narrow down your search.