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Compare Balance Transfer and Purchase Credit Cards

Behold! Displaying 50 results for Balance Transfer and Purchase Cards

Virgin Money

29 Month Balance Transfer Credit Card - Representative APR 21.9%
Virgin Money logo
Balance transfer

29 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

21.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

Virgin Money

29 Month Balance Transfer Card - Representative APR 23.9%
Virgin Money logo
Balance transfer

29 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

23.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 23.9% (variable), representative 23.9% APR (variable). Credit available subject to status.

Virgin Money

29 Month Balance Transfer Credit Card - Representative APR 25.9%
Virgin Money logo
Balance transfer

29 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

25.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 25.9% (variable), representative 25.9% APR (variable). Credit available subject to status.

Barclaycard

28 Month Barclaycard Platinum Lead Balance Transfer Credit Card
Barclaycard logo
Balance transfer

28 months

0% interest on transfers
Purchases

6 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% p.a (variable), representative 19.9% APR (variable). Credit available subject to status. A fee of 3.5% will be applied, then reduced to 1.75% by a refund (Terms and conditions apply).

M&S Bank

Transfer Plus Offer Credit Card
M&S Bank logo
Balance transfer

28 months

0% interest on transfers
Purchases

6 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

Virgin Money

27 Month Balance Transfer Card - Representative APR 21.9%
Virgin Money logo
Balance transfer

27 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

21.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

Virgin Money

27 Month Balance Transfer Card - Representative APR 23.9%
Virgin Money logo
Balance transfer

27 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

23.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 23.9% (variable), representative 23.9% APR (variable). Credit available subject to status.

Virgin Money

27 Month Balance Transfer Card - Representative APR 25.9%
Virgin Money logo
Balance transfer

27 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

25.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 25.9% (variable), representative 25.9% APR (variable). Credit available subject to status.

Barclaycard

25 Month Platinum Purchase Balance Transfer Credit Card
Barclaycard logo
Balance transfer

25 months

0% interest on transfers
Purchases

25 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. 2.7% Balance Transfer Fee applies. (Terms and conditions apply).

Virgin Money

24 Month Balance Transfer Card - Representative APR 27.9%
Virgin Money logo
Balance transfer

24 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

27.9%

Representative APR (variable)
  • Average credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 27.9% (variable), representative 27.9% APR (variable). Credit available subject to status.

Virgin Money

23 Month All Round Credit Card - Representative APR 21.9%
Virgin Money logo
Balance transfer

23 months

0% interest on transfers
Purchases

20 months

0% interest on purchases
APR

21.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

Virgin Money

23 Month All Round Credit Card - Representative APR 23.9%
Virgin Money logo
Balance transfer

23 months

0% interest on transfers
Purchases

20 months

0% interest on purchases
APR

23.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 23.9% (variable), representative 23.9% APR (variable). Credit available subject to status.

Virgin Money

23 Month All Round Credit Card - Representative APR 25.9%
Virgin Money logo
Balance transfer

23 months

0% interest on transfers
Purchases

20 months

0% interest on purchases
APR

25.9%

Representative APR (variable)
  • Average credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 25.9% (variable), representative 25.9% APR (variable). Credit available subject to status.

NatWest

Balance Transfer Credit Card
NatWest logo
Balance transfer

23 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

Your actual credit limit and APR may vary depending on our credit assessment of you.

Royal Bank of Scotland

Balance Transfer Credit Card
Royal Bank of Scotland logo
Balance transfer

23 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

Your actual credit limit and APR may vary depending on our credit assessment of you.

M&S Bank

Shopping Plus Offer Credit Card
M&S Bank logo
Balance transfer

20 months

0% interest on transfers
Purchases

20 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

Virgin Money

20 Month All Round Credit Card - Representative APR 27.9%
Virgin Money logo
Balance transfer

20 months

0% interest on transfers
Purchases

17 months

0% interest on purchases
APR

27.9%

Representative APR (variable)
  • Average credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 27.9% (variable), representative 27.9% APR (variable). Credit available subject to status.

Barclaycard

Platinum 18 Month 0% Balance Transfer Credit Card
Barclaycard logo
Balance transfer

18 months

0% interest on transfers
Purchases

6 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. 0% Balance Transfer Fee applies. (Terms and conditions apply)

Barclaycard

18 Month Platinum Accessible Balance Transfer Credit Card
Barclaycard logo
Balance transfer

18 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

24.9%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.9% (variable), representative 24.9% APR (variable). Credit available subject to status. 2.99% Balance Transfer Fee applies. (Terms and conditions apply).

Virgin Money

Travel Credit Card - Representative APR 21.9%
Virgin Money logo
Balance transfer

12 months

0% interest on transfers
Purchases

12 months

0% interest on purchases
APR

21.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

Virgin Money

Travel Credit Card - Representative APR 23.9%
Virgin Money logo
Balance transfer

12 months

0% interest on transfers
Purchases

12 months

0% interest on purchases
APR

23.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 23.9% (variable), representative 23.9% APR (variable). Credit available subject to status.

Virgin Money

Travel Credit Card - Representative APR 25.9%
Virgin Money logo
Balance transfer

12 months

0% interest on transfers
Purchases

12 months

0% interest on purchases
APR

25.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 25.9% (variable), representative 25.9% APR (variable). Credit available subject to status.

Virgin Money

Travel Credit Card - Representative APR 27.9%
Virgin Money logo
Balance transfer

12 months

0% interest on transfers
Purchases

12 months

0% interest on purchases
APR

27.9%

Representative APR (variable)
  • Average credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 27.9% (variable), representative 27.9% APR (variable). Credit available subject to status.

ASDA Money

Cashback Credit Card
ASDA Money logo
Balance transfer

12 months

0% interest on transfers
Purchases

19.9%

p.a. variable
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

M&S Bank

Reward Credit Card
M&S Bank logo
Balance transfer

6 months

0% interest on transfers
Purchases

6 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

HSBC

Rewards Credit Card
HSBC logo
Balance transfer

6 months

0% interest on transfers
Purchases

6 months

0% interest on purchases
APR

21.9%

Representative APR (variable)
  • Excellent credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status. Existing HSBC Customers Only.

Virgin Atlantic

Reward Credit Card
Virgin Atlantic logo
Balance transfer

6 months

0% interest on transfers
Purchases

22.9%

p.a. variable
APR

22.9%

Representative APR (variable)
  • Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status.

Offer - Earn 5,000 bonus miles with your first card purchase within 90 days of account opening.

Virgin Atlantic

Reward+ Credit Card
Virgin Atlantic logo
Balance transfer

6 months

0% interest on transfers
Purchases

22.9%

p.a. variable
APR

63.9%

Representative APR (variable)
  • Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £160 annual fee, representative 63.9% APR (variable). Credit available subject to status. 

Offer - Earn 15,000 bonus miles with your first card purchase within 90 days of account opening.

NatWest

The Natwest Credit Card
NatWest logo
Balance transfer

6.9%

p.a. variable
Purchases

9.9%

p.a. variable
APR

9.9%

Representative APR (variable)
  • Excellent credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 9.9% APR (variable). Credit available subject to status.

Your actual credit limit and APR may vary depending on our credit assessment of you.

Royal Bank of Scotland

The Royal Bank Credit Card
Royal Bank of Scotland logo
Balance transfer

6.9%

p.a. variable
Purchases

9.9%

p.a. variable
APR

9.9%

Representative APR (variable)
  • Excellent credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 9.9% APR (variable). Credit available subject to status.

Your actual credit limit and APR may vary depending on our credit assessment of you.

Royal Bank of Scotland

Reward Credit Card
Royal Bank of Scotland logo
Balance transfer

18.9%

p.a. variable
Purchases

18.9%

p.a. variable
APR

23.7%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), with a £24 annual fee, representative 23.7% APR (variable). Credit available subject to status.

NatWest

Reward Credit Card
NatWest logo
Balance transfer

18.9%

p.a. variable
Purchases

18.9%

p.a. variable
APR

23.7%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), with a £24 annual fee, representative 23.7% APR (variable). Credit available subject to status.

American Express

American Express® Rewards Credit Card
American Express logo
Balance transfer

22.9%

p.a. variable
Purchases

22.9%

p.a. variable
APR

22.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Representative 22.9% APR variable. Based on assumed credit limit of £1,200. Interest rate for purchases: 22.9% p.a. variable.

Barclaycard

Rewards Credit Card
Barclaycard logo
Balance transfer

22.9%

p.a. variable
Purchases

22.9%

p.a. variable
APR

22.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status..

American Express

Platinum Cashback Everyday Credit Card
American Express logo
Balance transfer

22.9%

p.a. variable
Purchases

22.9%

p.a. variable
APR

22.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Representative 22.9% APR variable. Based on assumed credit limit of £1,200. Interest rate for purchases: 22.9% p.a. variable.

American Express

British Airways American Express® Credit Card
American Express logo
Balance transfer

22.9%

p.a. variable
Purchases

22.9%

p.a. variable
APR

22.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status.

American Express

Platinum Cashback Credit Card
American Express logo
Balance transfer

22.9%

p.a. variable
Purchases

22.9%

p.a. variable
APR

28.2%

Representative APR (variable)
  • Good credit rating required
Representative Example: Representative APR 28.2% APR variable Annual fee Based on £25 Credit Limit Assumed credit limit of £1,200. Purchase Rate 22.9% variable for purchases.

American Express

Nectar Credit Card
American Express logo
Balance transfer

22.9%

p.a. variable
Purchases

22.9%

p.a. variable
APR

28.2%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £25 annual fee, representative 28.2% APR (variable). Credit available subject to status.

American Express

The Starwood Preferred Guest® Credit Card from American Express
American Express logo
Balance transfer

22.9%

p.a. variable
Purchases

22.9%

p.a. variable
APR

39.7%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £75 annual fee, representative 39.7% APR (variable). Credit available subject to status.

American Express

Preferred Rewards Gold Credit Card
American Express logo
Balance transfer

22.9%

p.a. variable
Purchases

22.9%

p.a. variable
APR

57.6%

Representative APR (variable)
  • Good credit rating required
Representative Example:

Representative APR 57.6% variable based on purchase rate 22.9% variable and £140 annual fee. 

£140 annual fee (first year free)

American Express

British Airways American Express® Premium Plus
American Express logo
Balance transfer

22.9%

p.a. variable
Purchases

22.9%

p.a. variable
APR

76.0%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £195 annual fee, representative 76.0% APR (variable). Credit available subject to status.

Barclaycard

Forward Credit Card
Barclaycard logo
Balance transfer

34.9%

p.a. variable
Purchases

3 months

0% interest on purchases
APR

34.9%

Representative APR (variable)
  • Low credit rating accepted
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.9% (variable), representative 34.9% APR (variable). Credit available subject to status.

Price promise – 3% interest rate reduction if you make all your payments on time and stay within your credit limit for the first year. Keep it going in the second year and you’ll get another 2% reduction.

American Express

The American Express Card
American Express logo
Balance transfer

N/A

Purchases

N/A

APR

N/A

Representative APR (variable)
  • Good credit rating required
Representative Example:

This is a Charge Card.  No interest charges.  Just pay your balance in full every month.

£60 annual fee

American Express

The Platinum Card® Charge Card
American Express logo
Balance transfer

N/A

Purchases

N/A

APR

N/A

Representative APR (variable)
  • Good credit rating required
Representative Example:

This is a Charge Card.  No interest charges.  Just pay your balance in full every month.

£575 annual fee

118 118 Money

118 118 Money Card
118 118 Money logo
Balance transfer

0.00%

p.a. variable
Purchases

0.00%

p.a. variable
APR

28.9%

Representative APR (fixed)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at an Interest Rate of 0% p.a. APR (fixed), with a monthly subscription fee of £14 your total amount payable will be £1,368Representative APR 28.9% APR. Credit available subject to status. One simple monthly fee starting from £3 (Dependent on your credit limit, maximum £14 a month) irrespective of what you borrow each month.

Capital on Tap

Self Employed Credit Card
Capital on Tap logo
Balance transfer

N/A

Purchases

22.9%

p.a. variable
APR

22.9%

Representative APR (variable)
  • Average credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status.

Vanquis Bank

Chrome 24.7% Credit Card
Vanquis Bank logo
Balance transfer

N/A

Purchases

24.7%

p.a. variable
APR

24.7%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.7% (variable), representative 24.7% APR (variable). Credit available subject to status.

Vanquis Bank

Chrome 29.3% Credit Card
Vanquis Bank logo
Balance transfer

N/A

Purchases

29.3%

p.a. variable
APR

29.3%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.3% (variable), representative 29.3% APR (variable). Credit available subject to status.

Vanquis Bank

Aquis Visa Credit Card
Vanquis Bank logo
Balance transfer

N/A

Purchases

29.84%

p.a. variable
APR

29.8%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.84% (variable), representative 29.8% APR (variable). Credit available subject to status.

Vanquis Bank

Visa Credit Card
Vanquis Bank logo
Balance transfer

N/A

Purchases

39.94%

p.a. variable
APR

39.9%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 39.94% (variable), representative 39.9% APR (variable). Credit available subject to status.

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  • Compare Balance Transfer and Purchase Credit Cards

    Looking for the best credit card for you? We have an array of suitable options listed above, giving you the chance to discover the benefits of each one and compare credit cards at your leisure. For a truly balanced credit card comparison, you can use our filters to narrow down your search.

    What is the best credit card for me?

    Depending on what you would like to use it for, a credit card can be a handy way to spread the cost of larger purchases, organise your current debts and even improve your credit rating.

    The most important part of applying for a credit card is making sure it is the right one for you. Find out more about getting a credit card to give you a better idea of how it might assist with handling your personal finances.

    What types of credit cards are available?

    • 0% Balance Transfer Credit Cards - if you’re looking to move an existing debt or consolidate a few outstanding debts, have a look at our credit cards for 0% balance transfers
    • 0% Purchase Credit Cards - our credit cards for 0% purchases will ensure you are protected when making an expensive purchase such as a computer, holiday or moustache curling iron
    • Rewards Cards - perhaps you would like a credit card that gives you rewards while you use it? These can include Air Miles, Cashback or membership points such as Tesco Clubcard, M&S points or Sainsbury’s Nectar points
    • Credit Builder Cards - to help improve your overall credit rating, why not choose a credit builder card? Simply keep below your credit limit and make your monthly payments on time to build your rating back up again
    • Gold & Premium Credit Cards - for those looking at the most exclusive credit cards on offer, try sifting through our selection of Gold & Premium credit cards
    • Travel Cards - to avoid foreign transaction fees and get the best exchange rates, have a look at our travel credit cards and spend wisely on holiday
    • Air Miles Cards - accumulate air miles every time you spend on your credit card, meaning you can get money off next time you book a flight
    • Low Rate Cards - get a permanently low rate of interest on your credit card, meaning you can spend without having to pay back a large amount of interest on top
    • Cashback Cards - earn money back on each purchase you make with a cashback credit card, ideal for those who spend frequently every month

    For an even better look at our range of credit cards, check if you are eligible to apply with our moneymatcher comparison tool. Simply enter a few details and we can conjure up some credit cards to suit your needs, without affecting your credit score.

    Our credit card providers

    We work with a huge range of providers to give you a wide selection of financial products, ensuring you can find a credit card that is right for you.

    Each provider is screened to make sure they meet our high standards before we agree to work with them. This ensures that you can trust them as much as we do, allowing you to find the best product from a reputable source.

    Our range of credit card providers will allow you to choose between different card types including 0% balance transfer, 0% purchase, rewards, credit builder, gold & premium, travel, air miles, low rate and cashback. Our moneymatcher comparison tool will allow you to narrow down your search and pick out the right credit card for you.

    Have a look at our provider pages to see our full list of credit card providers.

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