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Compare Balance Transfer and Purchase Credit Cards

Behold! Displaying 41 results for Balance Transfer and Purchase Cards

Virgin Money

29 Month Balance Transfer Credit Card
Virgin Money logo
Balance transfer

29 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

21.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

M&S Bank

Transfer Plus Offer Credit Card
M&S Bank logo
Balance transfer

28 months

0% interest on transfers
Purchases

6 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

Barclaycard

Barclaycard Platinum Lead Balance Transfer Credit Card
Barclaycard logo
Balance transfer

28 months

0% interest on transfers
Purchases

6 months

0% interest on purchases
APR

19.90%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% p.a (variable), representative 19.9% APR (variable). Credit available subject to status. A fee of 3.5% will be applied, then reduced to 1.75% by a refund (Terms and conditions apply).

Barclaycard

Platinum Purchase Balance Transfer Credit Card
Barclaycard logo
Balance transfer

27 months

0% interest on transfers
Purchases

27 months

0% interest on purchases
APR

19.90%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. 2.7% Balance Transfer Fee applies. (Terms and conditions apply).

Virgin Money

27 Month Balance Transfer Card
Virgin Money logo
Balance transfer

27 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

21.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

Virgin Money

23 Month All Round Credit Card
Virgin Money logo
Balance transfer

23 months

0% interest on transfers
Purchases

20 months

0% interest on purchases
APR

21.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

NatWest

Balance Transfer Credit Card
NatWest logo
Balance transfer

23 months

0% interest on transfers
Purchases

3 months

0% interest on purchases
APR

19.9%

Representative APR (variable)
    Representative Example:

    Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Your actual credit limit and APR may vary depending on our credit assessment of you.

    Royal Bank of Scotland

    Balance Transfer Credit Card
    Royal Bank of Scotland logo
    Balance transfer

    23 months

    0% interest on transfers
    Purchases

    3 months

    0% interest on purchases
    APR

    19.9%

    Representative APR (variable)
      Representative Example:

      Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

      Your actual credit limit and APR may vary depending on our credit assessment of you.

      M&S Bank

      Shopping Plus Offer Credit Card
      M&S Bank logo
      Balance transfer

      20 months

      0% interest on transfers
      Purchases

      20 months

      0% interest on purchases
      APR

      19.9%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

      Virgin Money

      Travel Credit Card
      Virgin Money logo
      Balance transfer

      12 months

      0% interest on transfers
      Purchases

      12 months

      0% interest on purchases
      APR

      21.9%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

      M&S Bank

      Reward Credit Card
      M&S Bank logo
      Balance transfer

      6 months

      0% interest on transfers
      Purchases

      6 months

      0% interest on purchases
      APR

      19.9%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

      HSBC

      Rewards Credit Card
      HSBC logo
      Balance transfer

      6 months

      0% interest on transfers
      Purchases

      6 months

      0% interest on purchases
      APR

      21.9%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status. Existing HSBC Customers Only.

      Virgin Atlantic

      Reward Credit Card
      Virgin Atlantic logo
      Balance transfer

      6 months

      0% interest on transfers
      Purchases

      22.9%

      p.a. variable
      APR

      22.9%

      Representative APR (variable)
        Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status. Limited time offer – apply by 30 August 2019 and spend abroad without any non-sterling transaction fees until 30 November 2019. Terms apply.

        Virgin Atlantic

        Reward+ Credit Card
        Virgin Atlantic logo
        Balance transfer

        6 months

        0% interest on transfers
        Purchases

        22.9%

        p.a. variable
        APR

        63.9%

        Representative APR (variable)
          Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £160 annual fee, representative 63.9% APR (variable). Credit available subject to status. Limited time offer – apply by 30 August 2019 and spend abroad without any non-sterling transaction fees until 30 November 2019. Terms apply.

          Capital One

          Balance Credit Card
          Capital One logo
          Balance transfer

          6 months

          0% interest on transfers
          Purchases

          34.94%

          p.a. variable
          APR

          34.9%

          Representative APR (variable)
            Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.94% (variable), representative 34.9% APR (variable).

            NatWest

            The Natwest Credit Card
            NatWest logo
            Balance transfer

            6.9%

            p.a. variable
            Purchases

            9.9%

            p.a. variable
            APR

            9.9%

            Representative APR (variable)
              Representative Example:

              Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 9.9% APR (variable). Credit available subject to status.

              Your actual credit limit and APR may vary depending on our credit assessment of you.

              Royal Bank of Scotland

              The Royal Bank Credit Card
              Royal Bank of Scotland logo
              Balance transfer

              6.9%

              p.a. variable
              Purchases

              9.9%

              p.a. variable
              APR

              9.9%

              Representative APR (variable)
                Representative Example:

                Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 9.9% APR (variable). Credit available subject to status.

                Your actual credit limit and APR may vary depending on our credit assessment of you.

                American Express

                Rewards Low Rate Credit Card
                American Express logo
                Balance transfer

                9.9%

                p.a. variable
                Purchases

                9.9%

                p.a. variable
                APR

                9.9%

                Representative APR (variable)
                • Good credit rating required
                Representative Example: Representative 9.9% APR variable. Based on assumed credit limit of £1,200. Interest rate for purchases: 9.9% p.a. variable.

                Royal Bank of Scotland

                Reward Credit Card
                Royal Bank of Scotland logo
                Balance transfer

                18.9%

                p.a. variable
                Purchases

                18.9%

                p.a. variable
                APR

                23.7%

                Representative APR (variable)
                • Excellent credit rating required
                Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), with a £24 annual fee, representative 23.7% APR (variable). Credit available subject to status.

                NatWest

                Reward Credit Card
                NatWest logo
                Balance transfer

                18.9%

                p.a. variable
                Purchases

                18.9%

                p.a. variable
                APR

                23.7%

                Representative APR (variable)
                • Excellent credit rating required
                Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), with a £24 annual fee, representative 23.7% APR (variable). Credit available subject to status.

                Barclaycard

                Platinum Cashback
                Barclaycard logo
                Balance transfer

                21.90%

                p.a. variable
                Purchases

                21.90%

                p.a. variable
                APR

                21.90%

                Representative APR (variable)
                • Average credit rating accepted
                Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status.

                American Express

                Platinum Cashback Everyday Credit Card
                American Express logo
                Balance transfer

                22.9%

                p.a. variable
                Purchases

                22.9%

                p.a. variable
                APR

                22.9%

                Representative APR (variable)
                • Good credit rating required
                Representative Example: Representative 22.9% APR variable. Based on assumed credit limit of £1,200. Interest rate for purchases: 22.9% p.a. variable.

                American Express

                Rewards Purchases Credit Card
                American Express logo
                Balance transfer

                22.9%

                p.a. variable
                Purchases

                22.9%

                p.a. variable
                APR

                22.9%

                Representative APR (variable)
                • Good credit rating required
                Representative Example: Representative 22.9% APR variable. Based on assumed credit limit of £1,200. Interest rate for purchases: 22.9% p.a. variable.

                American Express

                American Express® Rewards Credit Card
                American Express logo
                Balance transfer

                22.9%

                p.a. variable
                Purchases

                22.9%

                p.a. variable
                APR

                22.9%

                Representative APR (variable)
                • Good credit rating required
                Representative Example: Representative 22.9% APR variable. Based on assumed credit limit of £1,200. Interest rate for purchases: 22.9% p.a. variable.

                American Express

                British Airways American Express® Credit Card
                American Express logo
                Balance transfer

                22.9%

                p.a. variable
                Purchases

                22.9%

                p.a. variable
                APR

                22.9%

                Representative APR (variable)
                • Good credit rating required
                Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status.

                American Express

                Platinum Cashback Credit Card
                American Express logo
                Balance transfer

                22.9%

                p.a. variable
                Purchases

                22.9%

                p.a. variable
                APR

                28.2%

                Representative APR (variable)
                • Good credit rating required
                Representative Example: Representative APR 28.2% APR variable Annual fee Based on £25 Credit Limit Assumed credit limit of £1,200. Purchase Rate 22.9% variable for purchases.

                American Express

                Nectar Credit Card
                American Express logo
                Balance transfer

                22.9%

                p.a. variable
                Purchases

                22.9%

                p.a. variable
                APR

                28.2%

                Representative APR (variable)
                • Good credit rating required
                Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £25 annual fee, representative 28.2% APR (variable). Credit available subject to status.

                American Express

                The Starwood Preferred Guest® Credit Card from American Express
                American Express logo
                Balance transfer

                22.9%

                p.a. variable
                Purchases

                22.9%

                p.a. variable
                APR

                39.7%

                Representative APR (variable)
                • Good credit rating required
                Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £75 annual fee, representative 39.7% APR (variable). Credit available subject to status.

                American Express

                Preferred Rewards Gold Credit Card
                American Express logo
                Balance transfer

                22.9%

                p.a. variable
                Purchases

                22.9%

                p.a. variable
                APR

                57.6%

                Representative APR (variable)
                • Good credit rating required
                Representative Example:

                Representative APR 57.6% variable based on purchase rate 22.9% variable and £140 annual fee. 

                £140 annual fee (first year free)

                American Express

                British Airways American Express® Premium Plus
                American Express logo
                Balance transfer

                22.9%

                p.a. variable
                Purchases

                22.9%

                p.a. variable
                APR

                76.0%

                Representative APR (variable)
                • Good credit rating required
                Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £195 annual fee, representative 76.0% APR (variable). Credit available subject to status.

                Barclaycard

                Forward Credit Card
                Barclaycard logo
                Balance transfer

                34.90%

                p.a. variable
                Purchases

                3 months

                0% interest on purchases
                APR

                34.90%

                Representative APR (variable)
                  Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.9% (variable), representative 34.9% APR (variable). Credit available subject to status.

                  Ocean Finance

                  Ocean Credit Card
                  Ocean Finance logo
                  Balance transfer

                  34.94%

                  p.a. variable
                  Purchases

                  34.94%

                  p.a. variable
                  APR

                  34.9%

                  Representative APR (variable)
                  • Low credit rating accepted
                  Representative Example:

                  When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable).

                  To build your credit rating make your monthly payment on time and stay below your credit limit.

                  Capital One

                  Classic Credit Card
                  Capital One logo
                  Balance transfer

                  34.94%

                  p.a. variable
                  Purchases

                  34.94%

                  p.a. variable
                  APR

                  34.9%

                  Representative APR (variable)
                    Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.94% (variable), representative 34.9% APR (variable).

                    American Express

                    The American Express Card
                    American Express logo
                    Balance transfer

                    N/A

                    Purchases

                    N/A

                    APR

                    N/A

                    Representative APR (variable)
                    • Good credit rating required
                    Representative Example:

                    This is a Charge Card.  No interest charges.  Just pay your balance in full every month.

                    £60 annual fee

                    American Express

                    The Platinum Card® Charge Card
                    American Express logo
                    Balance transfer

                    N/A

                    Purchases

                    N/A

                    APR

                    N/A

                    Representative APR (variable)
                    • Good credit rating required
                    Representative Example:

                    This is a Charge Card.  No interest charges.  Just pay your balance in full every month.

                    £575 annual fee

                    118 118 Money

                    118 118 Money Card
                    118 118 Money logo
                    Balance transfer

                    0.00%

                    p.a. variable
                    Purchases

                    0.00%

                    p.a. variable
                    APR

                    28.9%

                    Representative APR (fixed)
                    • Low credit rating accepted
                    Representative Example: Assumed borrowing of £1,200 for 1 year, at an Interest Rate of 0% p.a. APR (fixed), with a monthly subscription fee of £14 your total amount payable will be £1,368Representative APR 28.9% APR. Credit available subject to status. One simple monthly fee starting from £3 (Dependent on your credit limit, maximum £14 a month) irrespective of what you borrow each month.

                    Vanquis Bank

                    Chrome 24.7% Credit Card
                    Vanquis Bank logo
                    Balance transfer

                    N/A

                    Purchases

                    24.70%

                    p.a. variable
                    APR

                    24.7%

                    Representative APR (variable)
                    • Low credit rating accepted
                    Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.7% (variable), representative 24.7% APR (variable). Credit available subject to status.

                    Vanquis Bank

                    Chrome 29.3% Credit Card
                    Vanquis Bank logo
                    Balance transfer

                    N/A

                    Purchases

                    29.3%

                    p.a. variable
                    APR

                    29.3%

                    Representative APR (variable)
                    • Low credit rating accepted
                    Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.3% (variable), representative 29.3% APR (variable). Credit available subject to status.

                    Vanquis Bank

                    Aquis Visa Credit Card
                    Vanquis Bank logo
                    Balance transfer

                    N/A

                    Purchases

                    29.84%

                    p.a. variable
                    APR

                    29.8%

                    Representative APR (variable)
                    • Low credit rating accepted
                    Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.84% (variable), representative 29.8% APR (variable). Credit available subject to status.

                    Capital on Tap

                    Self Employed Credit Card
                    Capital on Tap logo
                    Balance transfer

                    N/A

                    Purchases

                    39.9%

                    p.a. variable
                    APR

                    39.9%

                    Representative APR (variable)
                    • Average credit rating accepted
                    Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 39.9% (variable), representative 39.9% APR (variable). Credit available subject to status.

                    Vanquis Bank

                    Visa Credit Card
                    Vanquis Bank logo
                    Balance transfer

                    N/A

                    Purchases

                    39.94%

                    p.a. variable
                    APR

                    39.9%

                    Representative APR (variable)
                    • Low credit rating accepted
                    Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 39.94% (variable), representative 39.9% APR (variable). Credit available subject to status.

                    • Credit Cards
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                    • Compare Balance Transfer and Purchase Credit Cards

                      Looking for the best credit card for you? We have an array of suitable options listed above, giving you the chance to discover the benefits of each one and compare credit cards at your leisure. For a truly balanced credit card comparison, you can use our filters to narrow down your search.

                      What is the best credit card for me?

                      Depending on what you would like to use it for, a credit card can be a handy way to spread the cost of larger purchases, organise your current debts and even improve your credit rating.

                      The most important part of applying for a credit card is making sure it is the right one for you. Find out more about getting a credit card to give you a better idea of how it might assist with handling your personal finances.

                      What types of credit cards are available?

                      • 0% Balance Transfer Credit Cards - if you’re looking to move an existing debt or consolidate a few outstanding debts, have a look at our credit cards for 0% balance transfers
                      • 0% Purchase Credit Cards - our credit cards for 0% purchases will ensure you are protected when making an expensive purchase such as a computer, holiday or moustache curling iron
                      • Rewards Cards - perhaps you would like a credit card that gives you rewards while you use it? These can include Air Miles, Cashback or membership points such as Tesco Clubcard, M&S points or Sainsbury’s Nectar points
                      • Credit Builder Cards - to help improve your overall credit rating, why not choose a credit builder card? Simply keep below your credit limit and make your monthly payments on time to build your rating back up again
                      • Gold & Premium Credit Cards - for those looking at the most exclusive credit cards on offer, try sifting through our selection of Gold & Premium credit cards
                      • Travel Cards - to avoid foreign transaction fees and get the best exchange rates, have a look at our travel credit cards and spend wisely on holiday
                      • Air Miles Cards - accumulate air miles every time you spend on your credit card, meaning you can get money off next time you book a flight
                      • Low Rate Cards - get a permanently low rate of interest on your credit card, meaning you can spend without having to pay back a large amount of interest on top
                      • Cashback Cards - earn money back on each purchase you make with a cashback credit card, ideal for those who spend frequently every month

                      For an even better look at our range of credit cards, check if you are eligible to apply with our moneymatcher comparison tool. Simply enter a few details and we can conjure up some credit cards to suit your needs, without affecting your credit score.

                      Our credit card providers

                      We work with a huge range of providers to give you a wide selection of financial products, ensuring you can find a credit card that is right for you.

                      Each provider is screened to make sure they meet our high standards before we agree to work with them. This ensures that you can trust them as much as we do, allowing you to find the best product from a reputable source.

                      Our range of credit card providers will allow you to choose between different card types including 0% balance transfer, 0% purchase, rewards, credit builder, gold & premium, travel, air miles, low rate and cashback. Our moneymatcher comparison tool will allow you to narrow down your search and pick out the right credit card for you.

                      Have a look at our provider pages to see our full list of credit card providers.

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