Skip to main content

Compare Credit Builder Credit Cards

Vanquis Bank

Chrome 24.7% Credit Card
Vanquis Bank logo
Min credit limit

£250

Max credit limit

£1000

APR

24.70%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.7% (variable), representative 24.7% APR (variable). Credit available subject to status.

Tesco Bank

Foundation Clubcard Credit Card
Tesco Bank logo
Min credit limit

£250

Max credit limit

Subject to status

APR

27.54%

Representative APR (variable)
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 27.54% APR (variable), representative 27.54% APR (variable). Credit available subject to status. 

118 118 Money

118 118 Money Card
118 118 Money logo
Min credit limit

£225

Max credit limit

£1200

APR

28.9%

Representative APR (fixed)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at an Interest Rate of 0% p.a. APR (fixed), with a monthly subscription fee of £14 your total amount payable will be £1,368Representative APR 28.9% APR. Credit available subject to status. One simple monthly fee starting from £3 (Dependent on your credit limit, maximum £14 a month) irrespective of what you borrow each month.

Vanquis Bank

Aquis Visa Credit Card
Vanquis Bank logo
Min credit limit

£250

Max credit limit

£1000

APR

29.80%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.84% (variable), representative 29.8% APR (variable). Credit available subject to status.

Capital One

Classic Credit Card
Capital One logo
Min credit limit

£200

Max credit limit

£1500

APR

34.9%

Representative APR (variable)
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.94% (variable), representative 34.9% APR (variable).

Witness the wisdom

The Guru’s Virtues

Money Guru is an unbiased comparer of loans, credit cards, mortgages and credit reports. A man with the power to search the market in seconds, without breaking a sweat.

  • Revealing the market’s most righteous deals
  • Sharing knowledge, wisdom and insights
  • Being truthful and transparent at all times
  • Helping you make enlightened decisions
  • Keeping things simple and straightforward

Compare Credit Builder Cards

What if you would like to apply for a credit card but know you already have a low credit score? Credit builder cards are designed for those with bad credit to improve their credit score. By meeting the monthly repayments you can prove to lenders that you are reliable and slowly but surely heal your poor credit history. Think of it as a plaster with pound signs on it instead of teddy bears.