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Compare Credit Builder Credit Cards

Behold! Displaying 10 results for Credit Builder Cards

Vanquis Bank

Chrome 24.7% Credit Card
Vanquis Bank logo
Min credit limit

£250

Max credit limit

£1000

APR

24.7%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.7% (variable), representative 24.7% APR (variable). Credit available subject to status.

118 118 Money

118 118 Money Card
118 118 Money logo
Min credit limit

£225

Max credit limit

£1200

APR

28.9%

Representative APR (fixed)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at an Interest Rate of 0% p.a. APR (fixed), with a monthly subscription fee of £14 your total amount payable will be £1,368Representative APR 28.9% APR. Credit available subject to status. One simple monthly fee starting from £3 (Dependent on your credit limit, maximum £14 a month) irrespective of what you borrow each month.

Vanquis Bank

Chrome 29.3% Credit Card
Vanquis Bank logo
Min credit limit

£250

Max credit limit

£1000

APR

29.3%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.3% (variable), representative 29.3% APR (variable). Credit available subject to status.

Vanquis Bank

Aquis Visa Credit Card
Vanquis Bank logo
Min credit limit

£250

Max credit limit

£1000

APR

29.8%

Representative APR (variable)
  • Low credit rating accepted
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.84% (variable), representative 29.8% APR (variable). Credit available subject to status.

Capital One

Classic Credit Card
Capital One logo
Min credit limit

£200

Max credit limit

£1500

APR

34.9%

Representative APR (variable)
    Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.94% (variable), representative 34.9% APR (variable).

    Capital One

    Balance Credit Card
    Capital One logo
    Min credit limit

    £200

    Max credit limit

    £1500

    APR

    34.9%

    Representative APR (variable)
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.94% (variable), representative 34.9% APR (variable).

      Ocean Finance

      Ocean Credit Card
      Ocean Finance logo
      Min credit limit

      £200

      Max credit limit

      £1500

      APR

      34.9%

      Representative APR (variable)
      • Low credit rating accepted
      Representative Example:

      When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable).

      To build your credit rating make your monthly payment on time and stay below your credit limit.

      Barclaycard

      Forward Credit Card
      Barclaycard logo
      Min credit limit

      £50

      Max credit limit

      £1200

      APR

      34.90%

      Representative APR (variable)
        Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.9% (variable), representative 34.9% APR (variable). Credit available subject to status.

        Capital on Tap

        Self Employed Credit Card
        Capital on Tap logo
        Min credit limit

        £250

        Max credit limit

        Subject to status

        APR

        39.9%

        Representative APR (variable)
        • Average credit rating accepted
        Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 39.9% (variable), representative 39.9% APR (variable). Credit available subject to status.

        Vanquis Bank

        Visa Credit Card
        Vanquis Bank logo
        Min credit limit

        £150

        Max credit limit

        £1000

        APR

        39.9%

        Representative APR (variable)
        • Low credit rating accepted
        Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 39.94% (variable), representative 39.9% APR (variable). Credit available subject to status.

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        • Compare Credit Builder Cards

          What if you would like to apply for a credit card but know you already have a low credit score? Credit builder cards are designed for those with bad credit to improve their credit score. By meeting the monthly repayments you can prove to lenders that you are reliable and slowly but surely heal your poor credit history. Think of it as a plaster with pound signs on it instead of teddy bears.

          What are credit builder cards?

          Did you know: using a credit card each month and meeting the monthly payments can actually build your credit score up, making you seem more reliable to major lenders. But if you already have a bad credit score, it can be difficult to apply for a standard credit card or personal loan.

          Credit builder cards are aimed at those with low credit ratings who may have had financial issues in the past. By keeping up with monthly payments, you will be seen as much more reliable by major lenders and have more financial avenues open to you in the future.

          What is the best credit builder card for me?

          There are a number of lenders to pick from for the best credit builder cards. However, it’s always worth finding out exactly what each card offers to ensure it suits your needs. Things to look out for include:

          • Minimum/Maximum credit limit: credit builder cards have stricter credit limits to make sure you have control over your finances. Try to choose a card and an amount that is manageable for you
          • Pre-Checks: there is often the ability to undergo a pre-check before applying for a credit card to see if you will be accepted. This is worth doing as the last thing you need is something else to harm your low credit score
          • Flexible monthly payments: the most important aspect of any credit builder card is being able to manage the monthly payments. Lenders will give the option of flexible monthly payments to make sure you can keep building up your credit score

          If you’re having trouble choosing from our list of credit builder cards, take our moneymatcher comparison tool for a spin. With just a few personal details it can highlight credit cards to suit you, without affecting your current credit score.

          Our credit card providers

          We work with a huge range of providers to give you a wide selection of financial products, ensuring you can find a credit card that is right for you.

          Each provider is screened to make sure they meet our high standards before we agree to work with them. This ensures that you can trust them as much as we do, allowing you to find the best product from a reputable source.

          Our range of credit card providers will allow you to choose between different card types including 0% balance transfer, 0% purchase, rewards, credit builder, gold & premium, travel, air miles, low rate and cashback. Our moneymatcher comparison tool will allow you to narrow down your search and pick out the right credit card for you.

          Have a look at our provider pages to see our full list of credit card providers.

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