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Compare Gold, Platinum and Premium Credit Cards

Behold! Displaying 9 results for Gold & Premium Cards

Virgin Atlantic

Reward Credit Card
Virgin Atlantic logo
Purchases

22.9%

p.a. variable
Annual fee

No fee

APR

22.9%

Representative APR (variable)
    Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status. Limited time offer – apply by 30 August 2019 and spend abroad without any non-sterling transaction fees until 30 November 2019. Terms apply.

    American Express

    British Airways American Express® Credit Card
    American Express logo
    Purchases

    22.9%

    p.a. variable
    Annual fee

    No fee

    APR

    22.9%

    Representative APR (variable)
    • Good credit rating required
    Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status.

    Virgin Atlantic

    Reward+ Credit Card
    Virgin Atlantic logo
    Purchases

    22.9%

    p.a. variable
    Annual fee

    No fee

    APR

    63.9%

    Representative APR (variable)
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £160 annual fee, representative 63.9% APR (variable). Credit available subject to status. Limited time offer – apply by 30 August 2019 and spend abroad without any non-sterling transaction fees until 30 November 2019. Terms apply.

      American Express

      Nectar Credit Card
      American Express logo
      Purchases

      22.9%

      p.a. variable
      Annual fee

      £25

      per year
      APR

      28.2%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £25 annual fee, representative 28.2% APR (variable). Credit available subject to status.

      American Express

      The American Express Card
      American Express logo
      Purchases

      N/A

      Annual fee

      £60

      per year
      APR

      N/A

      Representative APR (variable)
      • Good credit rating required
      Representative Example:

      This is a Charge Card.  No interest charges.  Just pay your balance in full every month.

      £60 annual fee

      American Express

      The Starwood Preferred Guest® Credit Card from American Express
      American Express logo
      Purchases

      22.9%

      p.a. variable
      Annual fee

      £75

      per year
      APR

      39.7%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £75 annual fee, representative 39.7% APR (variable). Credit available subject to status.

      American Express

      Preferred Rewards Gold Credit Card
      American Express logo
      Purchases

      22.9%

      p.a. variable
      Annual fee

      £140

      per year
      APR

      57.6%

      Representative APR (variable)
      • Good credit rating required
      Representative Example:

      Representative APR 57.6% variable based on purchase rate 22.9% variable and £140 annual fee. 

      £140 annual fee (first year free)

      American Express

      British Airways American Express® Premium Plus
      American Express logo
      Purchases

      22.9%

      p.a. variable
      Annual fee

      £195

      per year
      APR

      76.0%

      Representative APR (variable)
      • Good credit rating required
      Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £195 annual fee, representative 76.0% APR (variable). Credit available subject to status.

      American Express

      The Platinum Card® Charge Card
      American Express logo
      Purchases

      N/A

      Annual fee

      £450

      per year
      APR

      N/A

      Representative APR (variable)
      • Good credit rating required
      Representative Example:

      This is a Charge Card.  No interest charges.  Just pay your balance in full every month.

      £575 annual fee

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      • Compare Gold, Platinum and Premium Credit Cards

        Do you already have a great credit score and would like a credit card with more benefits? Gold, Platinum and Premium credit cards are for the financially savvy, but aren’t always available to everyone. This makes them rather exclusive in the world of credit cards.

        What is a premium credit card?

        With them being the most exclusive credit cards, you will often need a high income and a good credit score to even be considered. There is a price to pay for so many luxurious benefits: a high annual fee. If you are only going to use a credit card infrequently or might not be able to make the most of the benefits, you may want to consider another type of credit card instead.

        However, if you plan on using a credit card regularly throughout the year, you can definitely reap the rewards. Benefits often include air miles, travel insurance, breakdown cover, money off products and concierge services.

        What is the best premium credit card for me?

        Make sure you do your financial homework with premium credit cards: often they might not be the right choice given their high interest rates. On the other hand, if you can comfortably pay off the balance each month, a premium credit card might come in handy. Watch out for the following points:

        • Annual fee: some premium credit cards have annual fees that are hundreds of pounds, so it’s best to make sure the benefits outweigh the price
        • APR: the Annual Purchase Rate of premium credit cards can often be very high. This can lead to further debt if not managed properly, so keep a close eye on your balance
        • Credit rating: most premium credit cards will require a good credit rating to even apply. Compare credit reports to check your credit score is high enough to apply

        Unsure if a premium credit card is right for you? Check in with our moneymatcher comparison tool to make sure you are on the right lines when it comes to credit cards. It can quickly recommend credit cards for your purposes without affecting your credit score.

        Our credit card providers

        We work with a huge range of providers to give you a wide selection of financial products, ensuring you can find a credit card that is right for you.

        Each provider is screened to make sure they meet our high standards before we agree to work with them. This ensures that you can trust them as much as we do, allowing you to find the best product from a reputable source.

        Our range of credit card providers will allow you to choose between different card types including 0% balance transfer, 0% purchase, rewards, credit builder, gold & premium, travel, air miles, low rate and cashback. Our moneymatcher comparison tool will allow you to narrow down your search and pick out the right credit card for you.

        Have a look at our provider pages to see our full list of credit card providers.

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