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Compare Gold, Platinum and Premium Credit Cards

Behold! Displaying 9 results for Gold & Premium Cards

Virgin Atlantic

Reward Credit Card
Virgin Atlantic logo
Purchases

22.9%

p.a. variable
Annual fee

No fee

APR

22.9%

Representative APR (variable)
  • Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status.

Offer - Earn 5,000 bonus miles with your first card purchase within 90 days of account opening.

American Express

British Airways American Express® Credit Card
American Express logo
Purchases

22.9%

p.a. variable
Annual fee

No fee

APR

22.9%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status.

Virgin Atlantic

Reward+ Credit Card
Virgin Atlantic logo
Purchases

22.9%

p.a. variable
Annual fee

No fee

APR

63.9%

Representative APR (variable)
  • Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £160 annual fee, representative 63.9% APR (variable). Credit available subject to status. 

Offer - Earn 15,000 bonus miles with your first card purchase within 90 days of account opening.

American Express

Nectar Credit Card
American Express logo
Purchases

22.9%

p.a. variable
Annual fee

£25

per year
APR

28.2%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £25 annual fee, representative 28.2% APR (variable). Credit available subject to status.

American Express

The American Express Card
American Express logo
Purchases

N/A

Annual fee

£60

per year
APR

N/A

Representative APR (variable)
  • Good credit rating required
Representative Example:

This is a Charge Card.  No interest charges.  Just pay your balance in full every month.

£60 annual fee

American Express

The Starwood Preferred Guest® Credit Card from American Express
American Express logo
Purchases

22.9%

p.a. variable
Annual fee

£75

per year
APR

39.7%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £75 annual fee, representative 39.7% APR (variable). Credit available subject to status.

American Express

Preferred Rewards Gold Credit Card
American Express logo
Purchases

22.9%

p.a. variable
Annual fee

£140

per year
APR

57.6%

Representative APR (variable)
  • Good credit rating required
Representative Example:

Representative APR 57.6% variable based on purchase rate 22.9% variable and £140 annual fee. 

£140 annual fee (first year free)

American Express

British Airways American Express® Premium Plus
American Express logo
Purchases

22.9%

p.a. variable
Annual fee

£195

per year
APR

76.0%

Representative APR (variable)
  • Good credit rating required
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £195 annual fee, representative 76.0% APR (variable). Credit available subject to status.

American Express

The Platinum Card® Charge Card
American Express logo
Purchases

N/A

Annual fee

£450

per year
APR

N/A

Representative APR (variable)
  • Good credit rating required
Representative Example:

This is a Charge Card.  No interest charges.  Just pay your balance in full every month.

£575 annual fee

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  • Compare Gold, Platinum and Premium Credit Cards

    Do you already have a great credit score and would like a credit card with more benefits? Gold, Platinum and Premium credit cards are for the financially savvy, but aren’t always available to everyone. This makes them rather exclusive in the world of credit cards.

    What is a premium credit card?

    With them being the most exclusive credit cards, you will often need a high income and a good credit score to even be considered. There is a price to pay for so many luxurious benefits: a high annual fee. If you are only going to use a credit card infrequently or might not be able to make the most of the benefits, you may want to consider another type of credit card instead.

    However, if you plan on using a credit card regularly throughout the year, you can definitely reap the rewards. Benefits often include air miles, travel insurance, breakdown cover, money off products and concierge services.

    What is the best premium credit card for me?

    Make sure you do your financial homework with premium credit cards: often they might not be the right choice given their high interest rates. On the other hand, if you can comfortably pay off the balance each month, a premium credit card might come in handy. Watch out for the following points:

    • Annual fee: some premium credit cards have annual fees that are hundreds of pounds, so it’s best to make sure the benefits outweigh the price
    • APR: the Annual Purchase Rate of premium credit cards can often be very high. This can lead to further debt if not managed properly, so keep a close eye on your balance
    • Credit rating: most premium credit cards will require a good credit rating to even apply. Compare credit reports to check your credit score is high enough to apply

    Unsure if a premium credit card is right for you? Check in with our moneymatcher comparison tool to make sure you are on the right lines when it comes to credit cards. It can quickly recommend credit cards for your purposes without affecting your credit score.

    Our credit card providers

    We work with a huge range of providers to give you a wide selection of financial products, ensuring you can find a credit card that is right for you.

    Each provider is screened to make sure they meet our high standards before we agree to work with them. This ensures that you can trust them as much as we do, allowing you to find the best product from a reputable source.

    Our range of credit card providers will allow you to choose between different card types including 0% balance transfer, 0% purchase, rewards, credit builder, gold & premium, travel, air miles, low rate and cashback. Our moneymatcher comparison tool will allow you to narrow down your search and pick out the right credit card for you.

    Have a look at our provider pages to see our full list of credit card providers.

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