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Top 10 purchase credit cards for 2019

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Compare Purchase cards

Have you been considering applying for a 0% purchase credit card? Whether you are looking to spread the cost of multiple items or simply want to protect your purchases through a credit card, a purchase card can come in very handy.

Taking out a 0% interest purchase credit card is a clever way to spread the cost of multiple purchases, or perhaps one big purchase, without having to pay for it up front out of your own personal money. As one of the most versatile credit cards, it can provide you with a flexible way of borrowing money, while paying back smaller amounts on a monthly basis.

If you would like to borrow money without having to pay any interest on top, then have a look below at our top 10 purchase credit cards, updated every month so you can find the best card for you.

What is the best purchase credit card for me?

Thankfully, it’s quite easy to compare and find the best purchase credit cards as the main differentiator is the length of the promotional period. This is how long you will be able to spend on the purchase credit card interest free, as long as you keep up with at least the minimum repayment every month.

Have a look below at what you should be looking for when it comes to 0% purchase credit cards:

  • Promotional period – as mentioned, this is the main thing you’ll be looking out for. Essentially this is the length of time you will be able to spend without paying interest. After this time, you will then be liable to pay interest on top
  • Balance transfers – a few purchase credit cards come with a balance transfer feature as well, meaning that you can also transfer money and spread the cost of that debt too. The length of this offer might also factor into your decision-making. Check out our top 10 balance transfer cards here
  • Rewards and benefits – you will often find that purchase credit cards will come with specific rewards such as loyalty points and travel bonuses such as the free use of an airport lounge. This might be a deciding factor if two cards are very similar

Depending on your choice of card provider, you will have varying terms and rewards that you can take advantage of, so it’s worth browsing our selection of purchase credit cards to find the right one for you.

If you need a bit more information on purchase credit cards, you might to read up on the following articles:

Top 10 purchase credit cards

  1. Barclaycard Platinum Purchase Balance Transfer Credit Card – 25 months
  2. Virgin Money 23 month All Round Credit Card – 20 months
  3. M&S Bank Shopping Plus Offer Credit Card – 20 months
  4. Virgin Money Travel Credit Card – 12 months
  5. M&S Bank Reward Credit Card – 6 months
  6. Barclaycard Platinum Lead Balance Transfer Credit Card - 6 months
  7. M&S Bank Transfer Plus Offer Credit Card - 6 months
  8. Royal Bank of Scotland Balance Transfer Credit Card - 3 months
  9. NatWest Balance Transfer Credit Card - 3 months
  10. Virgin Money29 Month Balance Transfer Credit Card - 3 months

This information is updated monthly and reflects our Top 10 purchase cards for September 2019

Still not sure about which purchase credit card might be the one for you? Find out your eligibility and narrow down your search by using our free online comparison tool, moneymatcher. Simply enter a few details and moneymatcher will find the most relevant cards for you, all without affecting your credit rating.

Robert Bester - Content Writer

Updated on 9th September 2019