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Compare  Basic Current Accounts

Santander

1|2|3 Current Account
Santander logo
Switch Guarantee
Monthly Account Fee
£5
Switch Incentive

Four month interest and fee-free overdraft

Interest Rate (AER)
1.50%
Representative Example:

If you use an arranged overdraft of £1,200 you will be charged £1 per day. If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Actual credit limit may differ. Arranged Overdraft Usage Fee depends on the amount of overdraft you are using.

Interest rate - 1.50% AER/1.49%gross (variable) on up to £20,000

Royal Bank of Scotland

Select current account
Royal Bank of Scotland logo
Switch Guarantee
Monthly Account Fee
No fee
Switch Incentive

£175

Interest Rate (AER)
0.00%
Apply now
Representative Example:

If you use an arranged overdraft of £1,200 you will be charged 19.89% EAR variable and £6 per month. Other overdraft fees: please see provider website for details.

£175 to Switch and Stay. Receive £125 upfront and then £50 after 12 months. Eligibility criteria applies. See 'More Info' for T&C's.

NatWest

Select current account
NatWest logo
Switch Guarantee
Monthly Account Fee
No fee
Switch Incentive

£175

Interest Rate (AER)
0.00%
Apply now
Representative Example:

If you use an arranged overdraft of £1,200 you will be charged 19.89% EAR variable and £6 per month. Other overdraft fees: please see provider website for details.

£175 to Switch and Stay. Receive £125 upfront and then £50 after 12 months. Eligibility criteria applies. See 'More Info' for T&C's. 

Santander

Everyday Current Account
Santander logo
Switch Guarantee
Monthly Account Fee
No fee
Switch Incentive

Four month interest and fee-free overdraft

Interest Rate (AER)
0.00%
Representative Example:

If you use an arranged overdraft of £1,200 you will be charged £1 per day. If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Actual credit limit may differ. Arranged Overdraft Usage Fee depends on the amount of overdraft you are using.

N26

Current Account
N26 logo
Monthly Account Fee
No fee
Switch Incentive

None

Interest Rate (AER)
0.00%
Apply now

100% mobile banking. Real time balance and instant payment alert. Manage limits, set PIN, lock/unlock card from the app. No Direct Debit or Standing Order facilities. No overdraft facility.

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Compare Basic Current Accounts

If you just need a current account for depositing money and making purchases, a basic current account might be the best option for you. Most major banks and building societies will have basic current accounts available, meaning that you won’t struggle trying to find one that is right for you.