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Compare  Overdraft Current Accounts

Santander

1|2|3 Current Account
Santander logo
Switch Guarantee
Monthly Account Fee
£5
Switch Incentive

Four month interest and fee-free overdraft

Interest Rate (AER)
1.50%
Representative Example:

If you use an arranged overdraft of £1,200 you will be charged £1 per day. If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Actual credit limit may differ. Arranged Overdraft Usage Fee depends on the amount of overdraft you are using.

Interest rate - 1.50% AER/1.49%gross (variable) on up to £20,000

Santander

Everyday Current Account
Santander logo
Switch Guarantee
Monthly Account Fee
No fee
Switch Incentive

Four month interest and fee-free overdraft

Interest Rate (AER)
0.00%
Representative Example:

If you use an arranged overdraft of £1,200 you will be charged £1 per day. If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Actual credit limit may differ. Arranged Overdraft Usage Fee depends on the amount of overdraft you are using.

Santander

1|2|3 Lite Current Account
Santander logo
Switch Guarantee
Monthly Account Fee
£1
Switch Incentive

Four month interest and fee-free overdraft

Interest Rate (AER)
0.00%
Representative Example:

If you use an arranged overdraft of £1,200 you will be charged £1 per day. If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Actual credit limit may differ. Arranged Overdraft Usage Fee depends on the amount of overdraft you are using.

Royal Bank of Scotland

Select current account
Royal Bank of Scotland logo
Switch Guarantee
Monthly Account Fee
No fee
Switch Incentive

£175

Interest Rate (AER)
0.00%
Apply now
Representative Example:

If you use an arranged overdraft of £1,200 you will be charged 19.89% EAR variable and £6 per month. Other overdraft fees: please see provider website for details.

£175 to Switch and Stay. Receive £125 upfront and then £50 after 12 months. Eligibility criteria applies. See 'More Info' for T&C's.

NatWest

Select current account
NatWest logo
Switch Guarantee
Monthly Account Fee
No fee
Switch Incentive

£175

Interest Rate (AER)
0.00%
Apply now
Representative Example:

If you use an arranged overdraft of £1,200 you will be charged 19.89% EAR variable and £6 per month. Other overdraft fees: please see provider website for details.

£175 to Switch and Stay. Receive £125 upfront and then £50 after 12 months. Eligibility criteria applies. See 'More Info' for T&C's. 

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Compare Overdrafts

If you’re thinking of applying for a new current account, or switching from an old one, you’re advised to look at the benefits supplied by each account so you can decide which one is right for you. It’s a very useful facility to have, especially if you have multiple direct debits or standing orders that come out each month.