Nationwide
FlexDirect Account

Based on an assumed arranged overdraft limit of £1,200 and an interest rate of 39.9% a year (variable). 39.9% APR Representative (variable). Earn 2% AER (1.98% gross p.a.) interest on balances up to £1,500 for 12 months. You’ll need to pay in £1,000 a month, not counting transfers from other Nationwide accounts or Visa credits. Online only account.
Based on an assumed arranged limit of £1,200 and an interest rate of 39.9% a year (variable). 39.9% APR Representative (variable).
If you use an arranged overdraft of £1,200 you will be charged 39.94% APR (variable)/ EAR (variable). Actual credit limit may differ. Arranged Overdraft Usage 39.94% APR (variable)/ EAR (variable).
If you use an arranged overdraft of £1,200 a 15% EAR will apply. Interest on your balances: 0.05% AER on balances up to £85,000. 2019 Best British Bank Winner - Best Current Account Provider.
If you use an arranged overdraft of £1,200, the annual rate of interest that we will charge you is 35.0% (variable), 35.0% APR Representative (variable). Overdrafts are subject to application, financial circumstances and borrowing history.
Assumed arranged overdraft of £1,200: 39.9% APR representative variable. Subject to application, approval and repayable on demand.
If you use an arranged overdraft of £1,200 you will be charged 39.94% APR (variable)/ EAR (variable). Actual credit limit may differ. Arranged Overdraft Usage 39.94% APR (variable)/ EAR (variable). Earn up to 3% cashback every month on selected Household bills paid by Direct Debit.
If you use an arranged overdraft of £1,200 you will be charged 39.94% APR (variable)/ EAR (variable). Actual credit limit may differ. Arranged Overdraft Usage 39.94% APR (variable)/ EAR (variable). Monthly interest of 0.60% AER/gross (variable) on balances up to £20,000. Earn interest and up to 3% cashback every month on selected Household bills paid by Direct Debit.
No credit checks to open an online current account. You can apply if you have bad credit, a CCJ or going through bankruptcy. Makes managing your finances simple and hassle free: Money managers help budget bills which could improve your credit rating.
Based on an assumed arranged limit of £1,200 and an interest rate of 39.9% a year (variable) 39.9% APR Representative (variable). Loaded with perks and insurance, for £13 per month.
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