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Bad Credit Loans

Bad Credit Loans image

If you’re looking for a loan, but have a bad credit history, then you could be eligible for a “bad credit” loan.

These loans are designed for people who would struggle to get standard credit products. That includes not just those with a poor credit score, but those who may have little or no credit history at all.

You’ll need to be aware that these types of loans usually come with higher interest rates and as with any loan, there are risks to borrowing.

The Money Guru has broken down everything you might need to know about bad credit loans to give you a head start.

 

What is a bad credit loan?

If you’re unsure of exactly what a bad credit loan is, start here. The Money Guru will take you through exactly what a bad credit loan is and what it could mean for you.

Types of loan for bad credit

There are several different types of loan available to you if you have bad credit. So, although your options may be limited, you do have more than one. Check out this guide for a rundown of all the ways in which you can still access credit, even if you have a low credit score.

Understanding your credit score

How knowledgeable are you about your finances? Do you understand all the terms used when talking about loans? If you’re not sure exactly what a credit score is or if you even have one, then this guide is for you.

Is a bad credit loan right for me?

This guide will take you through all the things you should consider before taking out a bad credit loan, including some tips on managing your finances and what to look for when comparing loans.

How to apply for a loan with bad credit

The reality of having poor credit is that you have more limited options available to you, but you can still get a loan. This article tells you how and what you need for your loan application.

How to better manage your finances

With the Money Guru’s guide to helping you manage your finances, you’ll find ways to better budget and plan for unexpected bills, as well as tips on getting out of debt.

Can I get a business loan with bad credit?

If you’ve had financial difficulty in the past, but you need access to credit to help grow your business, a business loan for bad credit might be the way to go. There are still lots of options, outlined in this guide. It will help you have a clear overview of what’s available and give you some handy tips on preparing for a business loan application.

How do bad credit loans work?

Bad credit loans are not too troublesome to deal with. This article outlines just how you can expect them to work and the process you’ll normally go through.

What is a bad credit score?

Who decides what is a good or bad credit score? What effect will a bad credit score have? If you’ve asked these questions, then this article will help answer them. It will also give you guidance on how to improve your credit score.