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In today’s digitally enhanced world, so many transactions are filled with financial jargon. Did you read all the T&Cs from the last website you were on? Were you clear on what happens when you click accept or need to claim a refund? How about the latest update to that app on your phone or your credit card agreement?

There are lots of long words, crammed into small spaces, covering every possible legality. It’s no wonder many of us skip the small print. But getting to grips with some of the more commonly used terms can help you to understand your personal finances better.

Take our quiz below and test your financial literacy. Don’t let the lingo hold you back!


Today’s personal finance market is overloaded with so many products, it can be hard to know where to start. Never mind choosing which bank to go with, do you even understand what it is they are offering you? Legal jargon and financial terms are littered through much of the information you encounter in day to day life. Do you fully understand what’s being presented to you?

Take our financial terms quiz to test your knowledge and see how financially literate you really are.

What is a cash ISA?

What are bitcoins?

What does PPI stand for?

What does APR stand for?

“Peer to peer lending” means…

When talking about insurance claims, which of the following best describes the term “excess”?

What is a CCJ?

A universal credit score is…



Your knowledge is limited, and this could harm your financial future. Always read the small print and ask questions if you’re unsure of anything. A little more research will set you back on track.



You’re like most people. You understand some, but not all the financial jargon out there. Be particularly mindful when signing up for anything new and be sure to read the finer details. If you keep that up, you’ll be on your way to financial excellence in no time.

Financial Rockstar!


You’re the best of the best! Ok, maybe not that good, but you’ve got a really good understanding of the financial jargon that pops up in everyday life. Keep it up and you’ll keep your personal finances in tip top shape.