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Compare Home Improvement Loans

£

Behold! Displaying 9 results based on a loan amount of £5,000 over a term of 4 years

Zopa

Personal Loan
Zopa logo

3.3%

APR representative

£5,343.36

Total repayable

£111.32

Per month
  • Good credit rating required
Representative Example: A loan of £5,000 over 48 months at a fixed annual rate of 3.29% would result in a representative rate of 3.3% APR, 48 monthly repayments of £111.32 and a total amount repayable of £5,343.36.

Admiral

Personal Loan
Admiral logo

3.4%

APR representative

£5,349.12

Total repayable

£111.44

Per month
  • Good credit rating required
Representative Example: A loan of £5,000 over 48 months at a fixed annual rate of 3.35% would result in a representative rate of 3.4% APR, 48 monthly repayments of £111.44 and a total amount repayable of £5,349.12.

AA Loans

Personal Loan
AA Loans logo

3.8%

APR representative

£5,397.60

Total repayable

£112.45

Per month
  • Excellent credit rating required
Representative Example: A loan of £5,000 over 48 months at a fixed annual rate of 3.8% would result in a representative rate of 3.8% APR, 48 monthly repayments of £112.45 and a total amount repayable of £5,397.60.

Post Office

Personal Loan
Post Office logo

3.8%

APR representative

£5,397.60

Total repayable

£112.45

Per month
  • Good credit rating required
Representative Example: A loan of £5,000 over 48 months at a fixed annual rate of 3.8% would result in a representative rate of 3.8% APR, 48 monthly repayments of £112.45 and a total amount repayable of £5,397.60.

M&S Bank

Personal Loan
M&S Bank logo

4.4%

APR representative

£5,461.92

Total repayable

£113.79

Per month
  • Good credit rating required
Representative Example: A loan of £5,000 over 48 months at a fixed annual rate of 4.4% would result in a representative rate of 4.4% APR, 48 monthly repayments of £113.79 and a total amount repayable of £5,461.92.

Royal Bank of Scotland

Selected Existing Customers only
Royal Bank of Scotland logo

7.9%

APR representative

£5,847.84

Total repayable

£121.83

Per month
  • Good credit rating required
Representative Example: A loan of £5,000 over 48 months at a fixed annual rate of 7.9% would result in a representative rate of 7.9% APR, 48 monthly repayments of £121.83 and a total amount repayable of £5,847.84.

NatWest

Selected Existing Customers only
NatWest logo

7.9%

APR representative

£5,847.84

Total repayable

£121.83

Per month
  • Good credit rating required
Representative Example: A loan of £5,000 over 48 months at a fixed annual rate of 7.9% would result in a representative rate of 7.9% APR, 48 monthly repayments of £121.83 and a total amount repayable of £5,847.84.

Shawbrook Bank

Personal Loan
Shawbrook Bank logo

13.9%

APR representative

£6,449.28

Total repayable

£134.36

Per month
  • Average credit rating accepted
Representative Example: A loan of £5,000 over 48 months at a fixed annual rate of 13.09% would result in a representative rate of 13.9% APR, 48 monthly repayments of £134.36 and a total amount repayable of £6,449.28.

Amigo

Guarantor Loan
Amigo logo

49.9%

APR representative

£10,266.24

Total repayable

£213.88

Per month
  • Low credit rating accepted
Representative Example: A loan of £5,000 over 48 months at a fixed annual rate of 41.16% would result in a representative rate of 49.9% APR, 48 monthly repayments of £213.88 and a total amount repayable of £10,266.24.
  • Loans
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  • Compare Home Improvement Loans

    If you want to add value to your home, make it a better fit for your family or simply make it a more attractive space, then a home improvement loan could be right for you.

    More and more people are choosing to improve their homes rather than move. High property prices and stamp duty costs make staying where you are and adding an extension or upgrading your home better value than ever.

    Improving and not moving has a lot of benefits and can add significant value to your home, but what if you can’t afford the work? A home improvement loan can offer you the chance to repay costly work over a longer period of time, making this investment in your property a lot more manageable.

    What kind of work does a home improvement loan cover?

    One of the best ways to add value to your home is by taking out a home improvement loan. That could be in the form of an extension, installing a new kitchen, or even retro-fitting your home with energy saving technology.

    Perhaps you’re a first-time buyer who bought a fixer-upper? A home improvement loan can be used to pay for paint, wallpaper, tradespeople and more to turn it into your dream home.

    How do I find the right home improvement loan for me?

    With any credit product there are a number of different lenders, so it’s really important to compare home improvement loans and find the best rate available to you. That’s particularly true if you’re borrowing to fund an extension as with a large home improvement loan, even a small difference in the interest rate can make a big difference.

    The good news is that, as a home owner, you’re more likely to qualify for some of the better loan rates on the market. Check out the Money Guru moneymatcher service to find the best rates available to you.

    Are there any alternatives to a home improvement loan?

    It’s worth taking into consideration all your options if you’re thinking of securing funds to make home improvements – it’s what any wise Guru would do.

    • Remortgaging: if you’re paying for a large project and don’t happen to have the cash saved, then the only real alternative to a home improvement loan is to remortgage which will free up funds for the work. However, if you’re currently fixed into a mortgage deal you might not be able to remortgage without incurring early redemption fees
    • Credit Cards: if your project is smaller, then it could be worth comparing credit cards to find one with a lengthy interest-free period so you can effectively borrow the cash for free. Just make sure you can clear the debt in the 0% period or you will pay a much higher interest rate than on a home improvement loan

    Our lenders

    We work with a huge range of lenders to give you a wide selection of financial products, ensuring you can find a loan to suit your circumstances.

    Each lender is screened to make sure they meet our high standards before we agree to work with them. This ensures that you can trust them as much as we do, allowing you to find the best product from a reputable source.

    We have a diverse range of lenders specialising in different loan products, allowing you to borrow money quickly, easily and safely every time. Our moneymatcher comparison tool will allow you to narrow down your search and pick out the right loan product for you.

    Have a look at our provider pages to see our full list of lenders.

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How to use Money Guru

Money Guru is an unbiased comparer of loans, credit cards, mortgages, current accounts, business accounts and credit reports. With our moneymatcher tool you can narrow down your search and find the best option for you.

  • Use moneymatcher to check your eligibility
  • Compare the latest products and find the best option for you
  • A huge panel of lenders and providers to choose from
  • Wisdom articles and insights to help you make an informed decision