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  • Compare Secured Loans

    Are you thinking of borrowing a larger amount of money over a longer period? Or are you struggling to apply for a personal loan due to a poor credit history? A secured loan might be the answer you’re looking for.

    What is a secured loan?

    A secured loan is a personal loan where your home is offered as security, reducing the risk to the lender if you don’t manage your repayments.

    With secured loans you can often borrow more and over longer periods, sometimes as long as 25 years, although it depends on the lender.

    Because this kind of borrowing is lower risk to the lender, it is sometimes an option for people who are self-employed or who have a poor credit history. As long as you can keep up with repayments, it’s often a good decision to use secured loans for bad credit, as this can help improve your credit rating over time.

    Is a secured loan right for me?

    With any loan or credit product it’s really important to make sure it’s affordable and manageable but with secured loans this is essential.

    If you default on your loan, then you risk losing your home, so it needs to be a debt you can afford to repay both now and in the future. Until it’s cleared, it will need to be a priority bill each month.

    The amount you will pay for a secured loan depends on your personal circumstances, how much mortgage you have left to pay, the amount you want to borrow and the time you want to borrow it over.

    How do I find the best secured loan for me?

    As with any borrowing, it’s vital you compare secured loans online or with a broker to make sure you have found the best rate available to you.

    If you’re borrowing a large amount or over a longer term then even a slightly higher rate can mean you pay hundreds of pounds extra in interest, so comparing secured loans and finding the lowest rate available to you is really important.

    Using our Money Guru moneymatcher service can help you work out which lender will offer you the best rate without leaving a mark on your credit file, so you know which lender can offer the most appropriate loan for you.

    Our lenders

    We work with a huge range of lenders to give you a wide selection of financial products, ensuring you can find a loan to suit your circumstances.

    Each lender is screened to make sure they meet our high standards before we agree to work with them. This ensures that you can trust them as much as we do, allowing you to find the best product from a reputable source.

    We have a diverse range of lenders specialising in different loan products, allowing you to borrow money quickly, easily and safely every time. Our moneymatcher comparison tool will allow you to narrow down your search and pick out the right loan product for you.

    Have a look at our provider pages to see our full list of lenders.

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How to use Money Guru

Money Guru is a comparer of loans, credit cards, mortgages, current accounts, savings and investments, With our moneymatcher you can narrow down your search and find the right option for you.

  • Use moneymatcher to check your eligibility
  • Compare the latest products and find the best option for you
  • A huge panel of lenders and providers to choose from
  • Wisdom articles and insights to help you make an informed decision
  • Check MyAccount to view your results at any time