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Company profile

American Express

Credit cards

  • Credit card rates:

    22.90% to 100.00%

Credit cards from American Express

APR
Purchases
Balances

American Express

Platinum Cashback Everyday Credit Card

22.90%

APR Representative (variable)

22.90%

on purchases

N/A

£25.00

Other : 5% cashback up to £100 during first 3 months, then 0.5% from £0-£5000, then 1% from £5001%

N/A

Always at 22.9%

No introductory period

No annual fee

Good credit rating required
Representative Example:

Representative 22.9% APR variable. Based on assumed credit limit of £1,200. Interest rate for purchases: 22.9% p.a. variable.

No customer rating available yet
Good choice for
  • 5% cashback up to £100 during first 3 months, then 0.5% from £0-£5000, then 1% from £5001+
Watch out for
  • No branches available
Criteria
  • Must be at least 18 years of age
  • Must have a current UK bank or building society account
Use for
  • Cashback

American Express

The Preferred Rewards Gold Card

N/A

APR Representative (variable)

N/A

N/A

No cashback with this card

N/A

Always at %

No introductory period

£140.00

annual fee

Good credit rating required
Representative Example:

This is a Charge Card.  No interest charges.  Just pay your balance in full every month

£140 annual fee (first year free)

 

No customer rating available yet
Good choice for
  • 20,000 Membership Rewards points welcome bonus when you spend £2,000 in your first 3 months of cardmembership
  • Earn Membership Rewards points on your spend and redeem for vouchers, shopping and travel benefits
  • 2 complimentary lounge passes per year
Watch out for
  • Charge card rather than a credit card; balance must be repaid in full each month
  • No branches available
Criteria
  • Interest is not charged on this product as the outstanding balance must be repaid in full each month
Use for
  • Vouchers, Points, Discounts

American Express

Nectar Credit Card

28.20%

APR Representative (variable)

22.90%

on purchases

N/A

No cashback with this card

N/A

Always at 22.90%

No introductory period

£25.00

annual fee

Nectar

Rewards Club

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £25 annual fee, representative 28.2% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • 20,000 Nectar points welcome bonus when you spend £2,000 in your first 3 months of cardmembership
  • Earn between 2 and 4 Nectar points for every £1 spent
Watch out for
  • No branches available
  • High APR
Criteria
  • Must be at least 18 years of age
  • Must have a current UK bank or building society account
Use for
  • Vouchers, Points, Discounts

American Express

The Starwood Preferred Guest® Credit Card from American Express

36.20%

APR Representative (variable)

19.90%

on purchases

N/A

No cashback with this card

N/A

Always at 19.90%

No introductory period

£75.00

annual fee

Starpoints

Rewards Club

Earn 1 point per £1
£700.00

Minimum credit limit

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), with a £75 annual fee, representative 36.2% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • Earn 10,000 Starpoints bonus when you spend over £1,000 in your first three months of card membership
  • Earn 1 Starpoint for every £1 spent
  • Automatic enrolment into the Starwood Preferred Guest program
  • Travel and shopping protection
Watch out for
  • No branches available
  • High APR
Criteria
  • Must have a good credit history
  • Must be at least 18 years of age
Use for
  • Vouchers, Points, Discounts
  • Air Miles

American Express

The Platinum Card® Charge Card

N/A

APR Representative (variable)

N/A

N/A

No cashback with this card

N/A

Always at %

No introductory period

£450.00

annual fee

Air Miles

Rewards Club

Earn 1 point per £1 spent
Good credit rating required
Representative Example:

This is a Charge Card.  No interest charges.  Just pay your balance in full every month

£450 annual fee

No customer rating available yet
Good choice for
  • 30,000 Membership Rewards points welcome bonus when you spend £2,000 in your first 3 months of cardmembership
  • Earn Membership Rewards points on your spend and redeem for vouchers, shopping and travel benefits
  • Complimentary airport lounge access at over 1000 lounges worldwide
Watch out for
  • Charge card rather than a credit card; balance must be repaid in full each month
  • No branches available
Criteria
  • Interest is not charged on this product as the outstanding balance must be repaid in full each month
Use for
  • Air Miles

American Express

Platinum Cashback Credit Card

28.2%

APR Representative (variable)

22.90%

on purchases

N/A

£25.00

Other : 5% cashback up to £125 during first 3 months, then 1% from £0-£10,000, then 1.25% from £10,001+%

N/A

Always at 22.9%%

No introductory period

£25.00

annual fee

Good credit rating required
Representative Example:

Representative Example: Representative APR 28.2% APR variable Annual fee Based on £25 Credit Limit Assumed credit limit of £1,200. Purchase Rate 22.9% variable for purchases.

No customer rating available yet
Good choice for
  • 5% cashback up to £125 during first 3 months, then 1% from £0-£10,000, then 1.25% from £10,001+
Watch out for
  • No branches available
Criteria
  • Must be at least 18 years of age
  • Must have a current UK bank or building society account
Use for
  • Cashback

American Express

British Airways American Express® Credit Card

22.90%

APR Representative (variable)

22.90%

on purchases

N/A

No cashback with this card

N/A

Always at 22.90%

No introductory period

No annual fee

Air Miles

Rewards Club

Earn 1 Avios points per £1
Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), representative 22.9% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • No annual fee
  • Collect 1 Avios for every £1 spent on purchases and redeem for British Airways flights and holidays
  • Receive 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership
Watch out for
  • No branches available
Criteria
  • Must be at least 18 years of age
  • Must have a current UK bank or building society account
Use for
  • Air Miles

American Express

British Airways American Express® Premium Plus

76.00%

APR Representative (variable)

22.90%

on purchases

N/A

No cashback with this card

N/A

Always at 22.9%

No introductory period

£195.00

annual fee

Air Miles

Rewards Club

Earn 1.5 Avios points per £1
Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £195 annual fee, representative 76.0% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • Collect between 1.5 and 3 Avios for every £1 spent and redeem for British Airways flights and holidays
  • Receive 25,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership
  • Get a 2-4-1 companion voucher when you spend £10,000 in a year
Watch out for
  • No branches available
  • High APR
Criteria
  • Must be at least 18 years of age
  • Must have a current UK bank or building society account
Use for
  • Air Miles

About American Express

American Express offers a number of credit cards to suit both personal, small business and corporate needs. With selected AMEX cards you can earn membership rewards on most everyday items. Unlike other loyalty programmes, there are no limits on how many points you can earn, they do not expire, and, there are endless ways you can spend your reward points.

Why an American Express Card

  • 24/7 Customer support
  • Phone, text & email service
  • Purchase Protection
  • Reward Programme
  • Fraud Protection Guarantee
  • Accepted Globally
  • Travel Benefits
  • Exclusive membership discounts

Contact information

Website
Phone
0800 032 7216
Address
Belgrave House
76 Buckingham Palace Road
London
SW1W 9TQ Google map
Registration no:
06301718

FCA registration

Reference no:
484347
Trading names
American Express
Place of business
Belgrave House
76 Buckingham Palace Road
London
SW1W 9AX Google map

Data protection registration

Reference no:
Z1064060
Data controller
American Express Payment Services Ltd
Address
Belgrave House
76 Buckingham Palace Road
London
SW1W 9AX Google map