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BeSavvi

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About BeSavvi

beSavvi offer unsecured loans from £2,000 up to £10,000 over a maximum repayment term of 60 months. Each loan application is treated on its individual basis and the rate could change dependant on your personal financial circumstances. The maximum APR you could be offered is 54.9% APR and all loans are subject to status.

Like all lenders, beSavvi will consider the affordability of your loan and your ability to repay. It is always important to consider any potential increases in your living costs, rent or mortgage repayments before you apply. Loan applications can be completed online and will require an e-signature as your commitment and acknowledgement of the lending terms and conditions. If you get accepted by beSavvi then the funds could be in your bank account within 48 hours. This excludes weekends, as it may take a little longer to process.

beSavvi does not charge any arrangement fees for their loans nor do they charge any fees for overpayments or by settling your loan early. However, be aware if you miss a payment you will be charged fees for failed direct debits, returned cheques, default notices and letters for contractual breaches of their terms. If you do experience financial difficulty in repaying a beSavvi loan, the best action to take is to speak with them directly.

If you choose to take out a loan with beSavvi then their minimum criteria is:

  • You must be aged at least 21 years
  • You must have a permanent UK address and have lived in the UK for at least 12 months
  • You will have to have a UK bank or building society account
  • You will have to be employed, self-employed or have a pension
  • You have no CCJ's or defaults in the last 3 years

beSavvi are part of the Hitachi Capital (UK) PLC group and where Hitachi has a core focus on prime lending, beSavvi look for those with a less than perfect score. Like many lenders who operate within financial services, they would not necessarily be interested in applications from customers who have had a CCJ or have defaulted on a loan within the past 3 years.

If you are unsure of what you may be eligible for, try our moneymatcher today

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Contact information

Website
Phone
0344 375 5500
Address
Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP Google map
Registration no:
1630491

FCA registration

Reference no:
704348
Trading names
Hitachi Capital (UK) PLC
Place of business
Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP Google map

Data protection registration

Reference no:
Z5360808
Data controller
Hitachi Capital (UK) PLC
Address
Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP Google map