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Company profile

Royal Bank of Scotland

Credit cards

  • Credit card rates:

    23.70% to 23.70%

Credit cards from Royal Bank of Scotland


Royal Bank of Scotland

Royal Bank of Scotland Reward Credit Card


APR Representative (variable)


on purchases


with 0.00% fee


Supermarket : 1%
PetrolStation : 0.5%
ApplePay : 1%
Contactless : 1%
Other : 0.5%


18.90% with 0.00% fee

Always at 18.90%

No introductory period

No annual fee

Excellent credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), with a £24 annual fee, representative 23.7% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • Contactless payments
  • Earn NatWest YourPoints on your spend, redeemable for goods with some big high street names
Watch out for
  • Interest free period after introductory offer maximum 56 days for purchases if you pay the full balance shown on your previous and current statement on time
  • Minimum income of £15,000
  • Must be at least 18 years of age
Use for
  • Cashback

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About Royal Bank of Scotland

The Royal Bank of Scotland offers a range of personal loans and credit cards. RBS Loans can be taken up to a maximum of 8 years with rates starting at Representative 3.4% APR. The RBS credit cards have a series of benefits. You can also validate your eligibility for one of their cards for free 

Try MoneyMatcher Today

Why an RBS Card or Loan?

Credit Cards

  • Cards for low rates and balance transfers
  • Reward credit cards for shopping
  • Cards Designed for Students
  • Cards for overseas spending

Personal Loans

  • Loans from £1,000 to £50,000
  • Home Improvement loans
  • Debt consolidation loans
  • Loans for cars

Contact information

0845 900 0400
36 St Andrew Square, Edinburgh, EH2 2YB Google map
Registration no:

FCA registration

Reference no:
Trading names
The Royal Bank of Scotland Plc
Place of business
36 St Andrew Square, Edinburgh, EH2 2YB Google map

Data protection registration

Reference no:
Data controller
The Royal Bank of Scotland Plc
36 St Andrew Square, Edinburgh, EH2 2YB Google map