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SafetyNet Credit

Loans from SafetyNet Credit


SafetyNet Credit

Short Term

68.7% (variable)

APR representative

Per month

Total repayable

Low credit rating accepted

Representative Example: Amount of credit: £500. Interest rate: 0.8% per day for up to 40 days (292% per annum (variable). Representative 68.7% APR (variable). Maximum APR - 68.7%. Repayment Period: Ongoing, line of credit

Short Term

No customer rating available yet
Good choice for
  • People in employment
  • Making repayments at any time
Watch out for
  • Minimum monthly income of £750
  • Must submit bank account login details to apply
  • A UK resident aged 18 or over
  • Have a current account with internet banking

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About SafetyNet Credit

SafetyNet Credit offer short-term finance up to £500 at a representative APR of 68.7% (variable). They don’t have specific loan terms or monthly repayments as this credit line style of finance is flexible and takes into account how much you can afford to repay. These payments can be made manually via the online management tool at any time, or automatically as money comes into your account. SafetyNet will not automatically withdraw funds if it looks like it will affect another credit instalment, or would take you beyond your overdraft limit.

The finance works by linking up with your bank account and once your balance falls below a predetermined amount, SafetyNet Credit will automatically lend you money in order to prevent the borrower from dipping into their unauthorised overdraft and incurring penalty fees.

In order to apply with SafetyNet Credit, you must have a UK bank account with online banking facilities in your name. You are not required to have a good credit history, however as part of your application with SafetyNet Credit you will be subject to credit checks, this will determine the level of credit they will offer you.

Why Safety Net Credit?

  • Money Transfers within 15 minutes of approval
  • Permanent Revolving Line of Credit
  • No Minimum or Maximum repayment terms
  • Affordable repayments
  • You must be at least 18 years old
  • Have a regular income or salary

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Contact information

0844 669 8400
10 Brick Street, Mayfair, London, W1J 7HQ Google map
Registration no:

FCA registration

Reference no:
Trading names
Indigo Michael Ltd
Place of business
Windsor Court Kingsmead Business Park Frederick Place High Wycombe Buckinghamshire HP11 1JU Google map

Data protection registration

Reference no:
Data controller
Indigo Michael Ltd
2 Minton Place
Victoria Road
OX26 6QB Google map