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Company profile

Sainsburys Bank

Credit cards

  • Credit card rates:

    18.90% to 18.90%

Credit cards from Sainsburys Bank

APR
Purchases
Balances

Sainsburys Bank

Sainsbury's Bank 33 Month Balance Transfer Credit Card

18.90%

APR Representative (variable)

0.00%

on purchases for 3 months

0.00%

for 33 months with 0.59% fee

No cashback with this card

33 months

0.00% with 0.59% fee

3 months

at 0.00%

No annual fee

Nectar

Rewards Club

Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 0.91% so the overall fee is 0.59%. 3% balance transfer fee afterwards (minimum £3 at all times).
No customer rating available yet
Good choice for
  • Competitive 0% balance transfer deal
  • Collect Nectar points when you spend
Watch out for
  • High APR
  • Expensive for use overseas
Criteria
  • Must be at least 18 years of age
  • Must be a UK resident
  • Must not be an existing Sainsbury's Bank Credit Card customer
Use for
  • Transfer of debt
  • Vouchers, Points, Discounts

Sainsburys Bank

Dual Offer Credit Card

18.90%

APR Representative (variable)

0.00%

on purchases for 30 months

0.00%

for 30 months with 2.74% fee

No cashback with this card

30 months

0.00% with 2.74% fee

30 months

at 0.00%

No annual fee

Nectar

Rewards Club

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). 3% balance transfer fee refunded to 2.74% on transfers made in the first 3 months. (3% thereafter, £3 minimum at all times.) Credit available subject to status.

No customer rating available yet
Good choice for
  • Collect Nectar points when you spend
  • Can manage online
  • Can manage over the phone
Watch out for
  • No branches available
  • High APR
Criteria
  • Must have a good credit history
Use for
  • Transfer of debt
  • Vouchers, Points, Discounts

Sainsburys Bank

Sainsburys Bank Nectar Exclusive 37 Month Balance Transfer Credit Card

18.90%

APR Representative (variable)

0.00%

on purchases for 3 months

0.00%

for 37 months with 1.98% fee

No cashback with this card

37 months

0.00% with 1.98% fee

3 months

at 0.00%

No annual fee

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. 1.98% Balance transfer fee on transfers made within your first 3 months. 2.89% initial fee reduced by refund. 3% afterwards (minimum £3 at all times). Nectar cardholders only

No customer rating available yet
Good choice for
  • Collect Nectar points when you spend
  • Can manage online and over the phone
Watch out for
  • No branches available
  • High APR
Criteria
  • Must have a good credit history
Use for
  • Transfer of debt

Sainsburys Bank

Purchase Credit Card

18.90%

APR Representative (variable)

0.00%

on purchases for 31 months

0.00%

for 3 months with 3.00% fee

No cashback with this card

3 months

0.00% with 3.00% fee

31 months

at 0.00%

No annual fee

Nectar

Rewards Club

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 3% balance transfer fee (minimum £3 at all times).

No customer rating available yet
Good choice for
  • Can manage online
  • Manage over the phone
Watch out for
  • No branches available
  • High APR
Criteria
  • Must have a good credit history
Use for
  • Transfer of debt
  • Vouchers, Points, Discounts

About Sainsburys Bank

Sainsbury's offer a range of credit cards for balance transfers, purchases or simply a combination of both. As an additional perk, each and every purchase on a Sainsbury's card earn Nectar points. These can be redeemed at over 500 businesses throughout the UK. 

Why choose a Sainsbury's credit card?

  • 0% Interest on Purchases from 3 to 30 months
  • 0% on balance transfers for up to 6 months
  • No annual fee's
  • Earn Nectar points on every pound spent

Contact information

Website
Phone
0808 540 5060
Address
3 Lochside Avenue
Edinburgh
Mid Lothian
EH12 9DJ Google map
Registration no:
03279730

FCA registration

Reference no:
184514
Trading names
Sainsbury's Bank PLC
Place of business
3 Lochside Avenue
Edinburgh
Mid Lothian
EH12 9DJ Google map

Data protection registration

Reference no:
Z760781X
Data controller
SAINSBURY'S BANK PLC
Address
33 Holborn
London
EC1N 2HT Google map