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Virgin Money

Credit cards from Virgin Money

APR
Purchases
Balances

Virgin Money

Virgin Money No Balance Transfer Fee Credit Card

19.90%

APR Representative (variable)

0.00%

on purchases for 3 months

0.00%

for 24 months with 0.00% fee

No cashback with this card

24 months

0.00% with 0.00% fee

3 months

at 0.00%

No annual fee

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • Contactless payments
  • Reasonable length 0% balance transfer deal with no balance transfer fee
Watch out for
  • Expensive to withdraw cash and to use abroad
  • Short 0% purchases deal
Criteria
  • You must be a UK resident and hold a UK bank/building society account
  • You must have good credit history
Use for
  • Transfer of debt

Virgin Money

32 Month Balance Transfer Credit Card

20.90%

APR Representative (variable)

0.00%

on purchases for 3 months

0.00%

for 32 months with 0.60% fee

No cashback with this card

32 months

0.00% with 0.60% fee

3 months

at 0.00%

No annual fee

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 20.9% (variable), representative 20.9% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • Contactless payments
  • Competitive balance transfer term
  • Earn cashback when you shop online with over 500 brands with Virgin Money Back
Watch out for
  • Expensive for use overseas
  • High APR - though it won't vary according to customer's credit rating
Criteria
  • You must be a UK resident and hold a UK bank/building society account
  • You must have good credit history
Use for
  • Transfer of debt

Virgin Money

30 Month Balance Transfer Credit Card

20.90%

APR Representative (variable)

0.00%

on purchases for 3 months

0.00%

for 30 months with 0.55% fee

No cashback with this card

30 months

0.00% with 0.55% fee

3 months

at 0.00%

No annual fee

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 20.9% (variable), representative 20.9% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • Contactless payments
  • Competitive balance transfer term
  • Earn cashback when you shop online with over 500 brands with Virgin Money Back
Watch out for
  • Expensive for foreign usage
  • Unimpressive rate - though it won't vary according to customer's credit rating
Criteria
  • You must be a UK resident and hold a UK bank/building society account
  • You must have good credit rating
Use for
  • Transfer of debt

Virgin Money

25 Month All Round Credit Card

18.90%

APR Representative (variable)

0.00%

on purchases for 25 months

0.00%

for 25 months with 2.70% fee

No cashback with this card

25 months

0.00% with 2.70% fee

25 months

at 0.00%

No annual fee

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • Contactless payments
  • Earn cashback when you shop online with over 500 brands with Virgin Money Back
Watch out for
  • No branches available
  • High APR
Criteria
  • Must have a good credit history
Use for
  • Transfer of debt

Virgin Money

Virgin Money Travel Credit Card

19.90%

APR Representative (variable)

0.00%

on purchases for 12 months

0.00%

for 12 months with 0.00% fee

No cashback with this card

12 months

0.00% with 0.00% fee

12 months

at 0.00%

No annual fee

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • No fees on overseas purchases
  • Contactless payments
Watch out for
  • No branches available
  • High APR
Criteria
  • Must have a good credit history
Use for
  • Transfer of debt

Virgin Money

35 Month Balance Transfer Credit Card

20.90%

APR Representative (variable)

0.00%

on purchases for 3 months

0.00%

for 35 months with 2.80% fee

No cashback with this card

35 months

0.00% with 2.80% fee

3 months

at 0.00%

No annual fee

Good credit rating required
Representative Example:

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 20.9% (variable), representative 20.9% APR (variable). Credit available subject to status.

No customer rating available yet
Good choice for
  • Contactless payments
  • Highly competitive balance transfer term
  • Earn cashback when you shop online with over 500 brands with Virgin Money Back
Watch out for
  • High APR
Criteria
  • Must have a good credit history
Use for
  • Transfer of debt

About Virgin Money

Virgin credit cards are an extremely popular choice due to their 0% balance transfers and purchase introductory offers. In addition, they also offer a free eligibility checker so you can understand if you would be accepted before you apply for a Virgin credit card.

Other reasons to consider a Virgin Credit Card

  • Up to 39 Months 0% Balance Transfer during introductory period
  • Up to 37 Months 0% Purchases during introductory period
  • Customise the design of your card
  • Free coffee and WiFi in our customer airport lounges

Try MoneyMatcher Today


Contact information

Website
Phone
0800 389 2875
Address
Jubilee House
Gosforth
Newcastle upon Tyne
NE3 4PL Google map
Registration no:
06952311

FCA registration

Reference no:
503963
Trading names
Virgin Money
Place of business
Jubilee House
Gosforth
Newcastle upon Tyne
NE3 4PL Google map

Data protection registration

Reference no:
Z200009X
Data controller
Virgin Money plc
Address
Jubilee House
Gosforth
Newcastle upon Tyne
NE3 4PL Google map