
Company profile
first direct
About first direct
First direct, a division of the HSBC banking group is not a conventional brick and mortar bank. Instead, they offer banking services over the telephone or through their internet banking portal. Unlike high street banks, first direct operate 24 hours a day, 7 days a week and they position themselves as the bank that never closes.
They offer all the usual products you would expect to see from a bank, current accounts, mortgages, personal loans and credit cards to name a few.
first direct personal loans
First direct offer personal loans starting at £1,000 and to a maximum of £50,000. Loan terms can be anything from 1 year to 7 years with rates starting at 3.3% APR Representative. Their loans are only available to first direct current account holders.
First direct loans at a glance
- A decision in minutes for single applicants
- Immediate access to your money if you are approved online
- Flexibility to overpay without penalty
Compare personal loans with moneymatcher
first direct credit cards
First direct offer both promotional 0% balance transfer and 0% purchase credit cards. Rates increase to 18.9% APR Variable and 16.9% APR Variable retrospectively when the promotional periods end. Both cards carry the VISA logo and can be used at millions of locations worldwide.
First direct cards at a glance
- 0% interest on transfers and purchases for a promotional period
- No annual fee’s
- £500 minimum credit limit
- Cashback offers with Visa offers
Contact information
- Phone
- Address
- 8 Canada Square, London, E14 5HQ Google map
- Registration no:
- 09928412
FCA registration
- Reference no:
- 114216
- Trading names
- HSBC Bank Plc
- Place of business
- 8 Canada Square, London, E14 5HQ Google map
Data protection registration
- Reference no:
- Z5734875
- Data controller
- HSBC Bank Plc
- Address
- 8 Canada Square, London, E14 5HQ Google map