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118 118 Money
- 118 118 Money Card
- 28.9% APR representative
No interest or fees other than the Monthly Subscription Fee
Could accept people with limited or no credit history
Assumed borrowing of £1,200 for 1 year, at an Interest Rate of 0% p.a. APR (fixed), with a monthly subscription fee of £14 your total amount payable will be £1,368. Representative APR 28.9% APR. Credit available subject to status. One simple monthly fee starting from £3 (Dependent on your credit limit, maximum £14 a month) irrespective of what you borrow each month.
- Balance Credit Card
- 34.9% APR representative
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.94% (variable), representative 34.9% APR (variable).
- Preferred Rewards Gold Credit Card
- 57.6% APR representative
20,000 Membership Rewards points welcome bonus when you spend £2,000 in your first 3 months of cardmembership
Earn Membership Rewards points on your spend and redeem for vouchers, shopping and travel benefits
Representative APR 57.6% variable based on purchase rate 22.9% variable and £140 annual fee.
£140 annual fee (first year free)
- Personal Loan
- 18.5% APR representative
Spread your repayments over one to five years for Personal Loans of £15,000 and less, or over one to eight years for Personal Loans of over £15,000.
A loan of £7,000 over 36 months at a fixed annual rate of 3.5% would result in a representative rate of 3.5% APR, 36 monthly payments of £204.94 and a total amount repayable of £7,377.84