Discover the Guru’s latest teachings

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status. Earn up to 15% cashback automatically when you spend at a range of participating retailers with Barclaycard Cashback Rewards. This is a new benefit, available to all Barclaycard Visa credit card customers. T&Cs apply.

Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), with a £24 annual fee, representative 26.8% APR (variable). Credit available subject to status.

A loan of £15,000 over 60 months at a fixed annual rate of 3.1% would result in a representative rate of 3.1% APR, 60 monthly repayments of £269.97 and a total amount repayable of £16,194.00

A loan of £15,000 over 60 months at a fixed annual rate of 3.1% would result in a representative rate of 3.1% APR, 60 monthly repayments of £269.97 and a total amount repayable of £16,194.00

If you use an arranged overdraft of £1,200 you will be charged 39.94% APR (variable)/ EAR (variable). Actual credit limit may differ. Arranged Overdraft Usage 39.94% APR (variable)/ EAR (variable). Monthly interest of 0.30% AER/gross (variable) on balances up to £20,000. Earn interest and up to 3% cashback every month on selected Household bills paid by Direct Debit.

If you use an arranged overdraft of £1,200, the annual rate of interest that we will charge you is 35.0% (variable), 35.0% APR Representative (variable). Overdrafts are subject to application, financial circumstances and borrowing history.